{"id":1724,"date":"2016-10-21T08:28:50","date_gmt":"2016-10-21T08:28:50","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=1724"},"modified":"2016-11-04T09:54:01","modified_gmt":"2016-11-04T09:54:01","slug":"hoi-thao-tiet-kiem-dau-tu-va-tieu-dung-2","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/hoi-thao-tiet-kiem-dau-tu-va-tieu-dung-2\/","title":{"rendered":"H\u1ed9i th\u1ea3o Ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 ti\u00eau d\u00f9ng"},"content":{"rendered":"
\u00a0Ng\u00e0y 21\/10\/2016, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) ph\u1ed1i h\u1ee3p v\u1edbi H\u1ed9i Li\u00ean hi\u1ec7p Ph\u1ee5 n\u1eef Vi\u1ec7t Nam (HLHPN) v\u00e0 \u1ee6y ban Trung \u01b0\u01a1ng M\u1eb7t tr\u1eadn T\u1ed5 qu\u1ed1c Vi\u1ec7t Nam (MTTQ) t\u1ed5 ch\u1ee9c h\u1ed9i th\u1ea3o khoa h\u1ecdc Ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 ti\u00eau d\u00f9ng. \u0110\u00e2y l\u00e0 trong nh\u1eefng ho\u1ea1t \u0111\u1ed9ng quan tr\u1ecdng c\u1ee7a chu\u1ed7i s\u1ef1 ki\u1ec7n Tu\u1ea7n l\u1ec5 h\u01b0\u1edfng \u1ee9ng Ng\u00e0y Ti\u1ebft ki\u1ec7m Th\u1ebf gi\u1edbi l\u1ea7n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam.<\/div>\n
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\n\u00d4ng Ph\u1ea1m Xu\u00e2n H\u00f2e v\u00e0 b\u00e0 \u0110\u00e0o Mai Hoa ch\u1ee7 tr\u00ec H\u1ed9i th\u1ea3o<\/p>\n

H\u1ed9i th\u1ea3o do \u00f4ng Ph\u1ea1m Xu\u00e2n H\u00f2e, Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng ph\u1ee5 tr\u00e1ch Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c, NHNN v\u00e0 b\u00e0 \u0110\u00e0o Mai Hoa, Ph\u00f3 tr\u01b0\u1edfng Ban H\u1ed7 tr\u1ee3 Ph\u1ee5 n\u1eef ph\u00e1t tri\u1ec3n kinh t\u1ebf, H\u1ed9i Li\u00ean hi\u1ec7p Ph\u1ee5 n\u1eef VN \u0111\u1ed3ng ch\u1ee7 tr\u00ec. Tham d\u1ef1 H\u1ed9i th\u1ea3o c\u00f3 c\u00e1c nh\u00e0 khoa h\u1ecdc, c\u00e1c vi\u1ec7n nghi\u00ean c\u1ee9u, c\u00e1c \u0111\u1ea1i bi\u1ec3u \u0111\u1ebfn t\u1eeb c\u00e1c b\u1ed9, ng\u00e0nh, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD)\u2026<\/p>\n<\/div>\n<\/div>\n

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\"E:\\N\u0103m<\/p>\n

To\u00e0n c\u1ea3nh H\u1ed9i th\u1ea3o Ti\u1ebft ki\u1ec7m,\u0111\u1ea7u t\u01b0 v\u00e0 ti\u00eau d\u00f9ng<\/p>\n

T\u1ea1i cu\u1ed9c h\u1ed9i th\u1ea3o, c\u00e1c \u0111\u1ea1i bi\u1ec3u \u0111\u00e3 tham lu\u1eadn v\u00e0 trao \u0111\u1ed5i kinh nghi\u1ec7m trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf v\u1ec1 vi\u1ec7c huy \u0111\u1ed9ng ti\u1ebft ki\u1ec7m trong d\u00e2n c\u01b0. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec3n h\u00ecnh v\u1ec1 huy \u0111\u1ed9ng ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n kinh t\u1ebf th\u00e0nh c\u00f4ng c\u1ee7a ch\u1ecb em ph\u1ee5 n\u1eef v\u00e0 c\u00e1c h\u1ed9 gia \u0111\u00ecnh \u1edf v\u00f9ng n\u00f4ng th\u00f4n, c\u00e1c h\u1ed9 d\u00e2n ngh\u00e8o \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o nh\u01b0 kinh nghi\u1ec7m ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh cho ph\u1ee5 n\u1eef v\u00e0 gia \u0111\u00ecnh c\u1ee7a Ng\u00e2n h\u00e0ng ti\u1ebft ki\u1ec7m \u0110\u1ee9c; kinh nghi\u1ec7m c\u1ee7a Nh\u00f3m c\u00e1c t\u1ed5 ch\u1ee9c t\u01b0\u01a1ng h\u1ed7 CARD c\u1ee7a Philipin. \u0110\u1ed3ng th\u1eddi \u0111\u1ea1i di\u1ec7n c\u00e1c TCTD Vi\u1ec7t Nam nh\u01b0 Ng\u00e2n h\u00e0ng Ch\u00ednh s\u00e1ch XH, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 – TYM, Ng\u00e2n h\u00e0ng TMCP B\u01b0u \u0111i\u1ec7n Li\u00ean Vi\u1ec7t c\u0169ng chia s\u1ebb nhi\u1ec1u kinh nghi\u1ec7m v\u1ec1 ph\u00e1t tri\u1ec3n m\u1ea1ng l\u01b0\u1edbi huy \u0111\u1ed9ng ti\u1ec1n ti\u1ebft ki\u1ec7m \u1edf c\u00e1c v\u00f9ng n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u, v\u00f9ng xa, nh\u1eefng v\u00f9ng c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y, ti\u1ebft ki\u1ec7m l\u00e0 ho\u1ea1t \u0111\u1ed9ng quan tr\u1ecdng c\u1ee7a c\u00e1 nh\u00e2n, TCTD v\u00e0 n\u1ec1n kinh t\u1ebf. \u0110\u1ed1i v\u1edbi c\u00e1 nh\u00e2n, ti\u1ebft ki\u1ec7m kh\u00f4ng ch\u1ec9 gi\u00fap ng\u01b0\u1eddi d\u00e2n \u0111\u1ed1i ph\u00f3 v\u1edbi nh\u1eefng r\u1ee7i ro th\u00f4ng th\u01b0\u1eddng trong cu\u1ed9c s\u1ed1ng m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n \u0111\u1ea3m b\u1ea3o t\u01b0\u01a1ng lai cho ng\u01b0\u1eddi ti\u1ebft ki\u1ec7m. V\u1ec1 ph\u00eda c\u00e1c TCTD, ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m l\u00e0 ngu\u1ed3n v\u1ed1n \u1ed5n \u0111\u1ecbnh v\u00e0 c\u00f3 l\u00e3i su\u1ea5t h\u1ee3p l\u00fd. \u0110\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf, ti\u1ebft ki\u1ec7m g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y kinh doanh, t\u1ea1o c\u00f4ng \u0103n vi\u1ec7c l\u00e0m th\u00f4ng qua ho\u1ea1t \u0111\u1ed9ng huy \u0111\u1ed9ng \u2013 cho vay c\u1ee7a c\u00e1c trung gian t\u00e0i ch\u00ednh.<\/p>\n

\"E:\\N\u0103m<\/p>\n

\u00d4ng Joerg Teumer, Qu\u1ef9 H\u1ee3p t\u00e1c QT c\u00e1c NH Ti\u1ebft ki\u1ec7m \u0110\u1ee9c ph\u00e1t bi\u1ec3u t\u1ea1i HT<\/p>\n

Ti\u1ebft ki\u1ec7m trong d\u00e2n c\u01b0 t\u1ea1o ngu\u1ed3n v\u1ed1n \u0111\u1ec3 \u0111\u1ea7u t\u01b0, kinh doanh, m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t g\u00f3p ph\u1ea7n ph\u00e1t tri\u1ec3n kinh t\u1ebf c\u1ee7a h\u1ed9 gia \u0111\u00ecnh n\u00f3i ri\u00eang v\u00e0 c\u1ee7a n\u1ec1n kinh t\u1ebf n\u00f3i chung. \u1ede \u0110\u1ee9c, khi n\u00f3i \u0111\u1ebfn ti\u1ec1n b\u1ea1c, 84% ng\u01b0\u1eddi \u0110\u1ee9c nh\u1eafc \u0111\u1ebfn t\u1eeb Sparkasse (Ng\u00e2n h\u00e0ng ti\u1ebft ki\u1ec7m), NH ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp t\u1eeb cu\u1ed1i th\u1ebf k\u1ef7 18, khi qu\u00e1 tr\u00ecnh c\u00f4ng nghi\u1ec7p h\u00f3a di\u1ec5n ra nhanh ch\u00f3ng \u1edf \u0110\u1ee9c. Cho \u0111\u1ebfn nay, th\u1ecb ph\u1ea7n c\u1ee7a NH ti\u1ebft ki\u1ec7m l\u00e0 tr\u00ean 50% \u0111\u1ed1i v\u1edbi ti\u1ebft ki\u1ec7m v\u00e0 g\u1ea7n 40% th\u1ecb ph\u1ea7n cho vay c\u1ee7a \u0110\u1ee9c. V\u1edbi 26.000 m\u00e1y ATM v\u00e0 kho\u1ea3ng 15.000 \u0111i\u1ec3m giao d\u1ecbch gi\u00fap ng\u01b0\u1eddi ngh\u00e8o v\u00e0 ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p, \u0111\u1eb7c bi\u1ec7t l\u00e0 ph\u1ee5 n\u1eef c\u00f3 th\u1ec3 \u0111\u1ebfn g\u1eedi ti\u1ec1n v\u00e0 vay ti\u1ec1n \u0111\u1ec3 ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t, kinh doanh m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng, thu\u1eadn l\u1ee3i.<\/p>\n

\u1ede Philipin, t\u1ed5 ch\u1ee9c CARD c\u0169ng t\u1eadp trung v\u00e0o ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m cho ng\u01b0\u1eddi ngh\u00e8o v\u00e0 ph\u1ee5 n\u1eef ngh\u00e8o \u0111\u1ec3 c\u00f3 v\u1ed1n ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0 nu\u00f4i s\u1ed1ng gia \u0111\u00ecnh h\u1ecd. T\u1eeb nh\u1eefng kho\u1ea3n ti\u1ebft ki\u1ec7m r\u1ea5t nh\u1ecf t\u01b0\u01a1ng \u0111\u01b0\u01a1ng t\u1eeb 4 \u0111\u00f4 la M\u1ef9 v\u00e0 nh\u1eefng m\u00f3n vay t\u1eeb CARD r\u1ea5t nhi\u1ec1u ph\u1ee5 n\u1eef Philipin \u0111\u00e3 gi\u00fap b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh h\u1ecd tho\u00e1t ngh\u00e8o, th\u1eadm ch\u00ed c\u00f3 th\u1ec3 mua \u0111\u01b0\u1ee3c nh\u00e0 \u0111\u1ec3 \u1edf.<\/p>\n

\u1ede Vi\u1ec7t Nam hi\u1ec7n \u0111ang c\u00f3 m\u1ed9t s\u1ed1 NHTM v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 ph\u00e1t tri\u1ec3n m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng huy \u0111\u1ed9ng ti\u1ebft ki\u1ec7m v\u00e0 cho vay \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng nh\u1ecf, l\u1ebb, c\u00e1c h\u1ed9 gia \u0111\u00ecnh ngh\u00e8o v\u00e0 ph\u1ee5 n\u1eef \u0111\u1ec3 ph\u00e1t tri\u1ec3n kinh t\u1ebf. Ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Ng\u00e2n h\u00e0ng CSXH, Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p Ph\u00e1t tri\u1ec3n N\u00f4ng th\u00f4n VN, c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh vi m\u00f4 nh\u01b0 TYM, \u2026 \u0111\u00e3 m\u1edf r\u1ed9ng t\u1edbi c\u00e1c v\u00f9ng mi\u1ec1n trong c\u1ea3 n\u01b0\u1edbc. V\u1edbi nh\u1eefng s\u1ea3n ph\u1ea9m huy \u0111\u1ed9ng v\u00e0 cho vay nh\u1ecf nh\u01b0ng hi\u1ec7u qu\u1ea3 \u0111\u00e3 g\u00f3p ph\u1ea7n r\u1ea5t l\u1edbn gi\u00fap c\u00e1c h\u1ed9 gia \u0111\u00ecnh \u1edf khu v\u1ef1c n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n v\u00e0 nh\u1eefng v\u00f9ng mi\u1ec1n c\u00f2n nhi\u1ec1u kh\u00f3 kh\u0103n ph\u00e1t tri\u1ec3n kinh t\u1ebf v\u00e0 n\u00e2ng cao \u0111\u1eddi s\u1ed1ng.<\/p>\n

\"E:\\N\u0103m<\/p>\n

\u00d4ng Phan C\u1eed Nh\u00e2n, NH Ch\u00ednh s\u00e1ch X\u00e3 h\u1ed9i Vi\u1ec7t Nam ph\u00e1t bi\u1ec3u t\u1ea1i HT<\/p>\n

Theo b\u00e0 Nguy\u1ec5n Th\u1ecb\u00a0Thanh\u00a0S\u01a1n, Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c, ph\u1ee5 tr\u00e1ch Nghi\u00ean c\u1ee9u chi\u1ebfn l\u01b0\u1ee3c, Quan h\u1ec7 v\u00e0 Kinh doanh qu\u1ed1c t\u1ebf, NH TMCP Li\u00ean Vi\u1ec7t, th\u00ec hi\u1ec7n t\u1ea1i c\u00f2n c\u00f3 r\u1ea5t nhi\u1ec1u d\u01b0 \u0111\u1ecba cho ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh vi m\u00f4 \u1edf Vi\u1ec7t Nam do hi\u1ec7n nay t\u00e0i ch\u00ednh vim\u00f4 m\u1edbi \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c m\u1ed9t ph\u1ea7n nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng. Trong khi \u0111\u00f3, \u1edf c\u00e1c n\u01b0\u1edbc kh\u00e1c \u0111\u00e3 c\u00f3 th\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c 70%, c\u00e1bi\u1ec7t c\u00f3 n\u01b0\u1edbc c\u00f2n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c 90%. Trong \u0111\u00f3, vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh v\u1edbi c\u00e1c m\u1ea1ng l\u01b0\u1edbi huy \u0111\u1ed9ng v\u00e0 chovay ph\u00f9 h\u1ee3p, t\u1eadp trung v\u00e0o c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 ph\u1ee5 n\u1eef v\u00e0 c\u00e1c gia \u0111\u00ecnh ngh\u00e8o c\u00f3 th\u1ec3 t\u1ea1o th\u00e0nh m\u1ed9t ngu\u1ed3n v\u1ed1n r\u1ea5t l\u1edbn, hi\u1ec7uqu\u1ea3 ph\u1ee5c v\u1ee5 ph\u00e1t tri\u1ec3n kinh t\u1ebf h\u1ed9 gia \u0111\u00ecnh v\u00e0 n\u00e2ng cao m\u1ee9c s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n. H\u01a1n th\u1ebf, t\u1ef7 l\u1ec7 ti\u1ebft ki\u1ec7m c\u00f2n ph\u1ea3n \u00e1nh k\u1ebftqu\u1ea3 gi\u1ea3m ngh\u00e8o v\u00e0 c\u00f3 t\u00e1c \u0111\u1ed9ng r\u1ea5t l\u1edbn t\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n chung c\u1ee7a n\u1ec1n kinh t\u1ebf. \u0110\u1eb7c bi\u1ec7t, ti\u1ebft ki\u1ec7m qua h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ngc\u00f3 vai tr\u00f2 r\u1ea5t quan tr\u1ecdng g\u00f3p ph\u1ea7n c\u00e2n \u0111\u1ed1i v\u00e0 \u0111\u1ea3m b\u1ea3o t\u00ednh thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n

Tin MH; \u1ea3nh MT<\/p>\n

Theo sbv.gov.vn<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u00a0Ng\u00e0y 21\/10\/2016, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) ph\u1ed1i h\u1ee3p v\u1edbi H\u1ed9i Li\u00ean hi\u1ec7p Ph\u1ee5 n\u1eef Vi\u1ec7t Nam (HLHPN) v\u00e0 \u1ee6y ban Trung \u01b0\u01a1ng M\u1eb7t tr\u1eadn T\u1ed5 qu\u1ed1c Vi\u1ec7t Nam (MTTQ) t\u1ed5 ch\u1ee9c h\u1ed9i th\u1ea3o khoa h\u1ecdc Ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 v\u00e0 ti\u00eau d\u00f9ng. \u0110\u00e2y l\u00e0 trong nh\u1eefng ho\u1ea1t \u0111\u1ed9ng quan tr\u1ecdng c\u1ee7a chu\u1ed7i …<\/p>\n","protected":false},"author":3,"featured_media":1725,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,72,40,39],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/1724"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=1724"}],"version-history":[{"count":3,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/1724\/revisions"}],"predecessor-version":[{"id":1728,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/1724\/revisions\/1728"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/1725"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=1724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=1724"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=1724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}