{"id":2120,"date":"2018-06-15T17:27:54","date_gmt":"2018-06-15T10:27:54","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=2120"},"modified":"2018-06-20T17:29:40","modified_gmt":"2018-06-20T10:29:40","slug":"hoi-thao-khoa-hoc-nganh-ngan-hang-viet-nam-voi-cuoc-cach-mang-cong-nghiep-lan-thu-tu","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/hoi-thao-khoa-hoc-nganh-ngan-hang-viet-nam-voi-cuoc-cach-mang-cong-nghiep-lan-thu-tu\/","title":{"rendered":"H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cNg\u00e0nh Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1edbi cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0\u201d"},"content":{"rendered":"
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\u00a0\u00a0S\u00e1ng ng\u00e0y 15\/6\/2018 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cNg\u00e0nh Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1edbi cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0\u201d. Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh v\u00e0 Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 Ph\u1ea1m \u0110\u1ea1i D\u01b0\u01a1ng ch\u1ee7 tr\u00ec.<\/div>\n
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\"Web\"<\/a><\/td>\n\"337965-01\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n
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Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh v\u00e0 Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 Ph\u1ea1m \u0110\u1ea1i D\u01b0\u01a1ng ph\u00e1t bi\u1ec3u khai m\u1ea1c H\u1ed9i th\u1ea3o<\/p>\n

Tham d\u1ef1 H\u1ed9i th\u1ea3o c\u00f3 c\u00e1c di\u1ec5n gi\u1ea3 l\u00e0 c\u00e1c chuy\u00ean gia v\u1ec1 c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng v\u00e0 h\u01a1n 300 \u0111\u1ea1i bi\u1ec3u l\u00e0\u00a0c\u00e1c nh\u00e0 khoa h\u1ecdc, c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd, c\u00e1c chuy\u00ean gia t\u1eeb NHNN, B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 v\u00e0 \u0111\u00f4ng \u0111\u1ea3o c\u00e1c ph\u00f3ng vi\u00ean b\u00e1o ch\u00ed \u0111\u1ebfn d\u1ef1 v\u00e0 \u0111\u01b0a tin.<\/p>\n

Cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0 (CMCN 4.0) \u0111\u00e3 v\u00e0 \u0111ang di\u1ec5n ra v\u1edbi t\u1ed1c \u0111\u1ed9 nhanh, t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn m\u1ecdi m\u1eb7t tr\u00ean to\u00e0n c\u1ea7u, trong \u0111\u00f3 c\u00f3 Vi\u1ec7t Nam.\u00a0M\u1eb7c d\u00f9 kh\u00f4ng n\u1eb1m trong 9 khu v\u1ef1c, l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 ch\u1ecbu \u1ea3nh h\u01b0\u1edfng m\u1ea1nh m\u1ebd nh\u1ea5t c\u1ee7a CMCN 4.0, nh\u01b0ng l\u00e0n s\u00f3ng c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0y c\u0169ng \u0111ang t\u1ea1o ra nh\u1eefng thay \u0111\u1ed5i r\u00f5 r\u1ec7t trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0m thay \u0111\u1ed5i k\u00eanh ph\u00e2n ph\u1ed1i v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>\n

Ph\u00e1t bi\u1ec3u khai m\u1ea1c, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c\u00a0Nguy\u1ec5n Kim Anh kh\u1eb3ng \u0111\u1ecbnh: Ch\u00fang ta \u0111ang \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u c\u1ee7a Cu\u1ed9c CMCN 4.0 b\u1eaft \u0111\u1ea7u manh nha t\u1eeb n\u0103m 2000 v\u00e0 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean cu\u1ed9c c\u00e1ch m\u1ea1ng s\u1ed1, \u0111\u1eb7c tr\u01b0ng b\u1edfi m\u1ea1ng Internet ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn v\u00e0 k\u1ebft n\u1ed1i Internet di \u0111\u1ed9ng, b\u1edfi c\u00e1c c\u1ea3m bi\u1ebfn nh\u1ecf, m\u1ea1nh h\u01a1n v\u1edbi gi\u00e1 th\u00e0nh r\u1ebb h\u01a1n, b\u1edfi \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y, ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn\u2026 gi\u00fap t\u1ef1 \u0111\u1ed9ng h\u00f3a h\u01a1n n\u1eefa qu\u00e1 tr\u00ecnh s\u1ea3n xu\u1ea5t. CMCN 4.0 c\u00f3 \u0111\u1eb7c \u0111i\u1ec3m l\u00e0 th\u00f4ng minh h\u00f3a s\u1ea3n xu\u1ea5t, mang t\u00ednh t\u00edch h\u1ee3p cao, linh ho\u1ea1t v\u00e0 c\u00f3 t\u00e1c \u0111\u1ed9ng m\u1ea1nh m\u1ebd t\u1edbi m\u1ecdi ng\u00e0nh ngh\u1ec1, qu\u1ed1c gia. \u0110i\u1ec1u khi\u1ebfn CMCN 4.0 tr\u1edf n\u00ean kh\u00e1c bi\u1ec7t v\u1edbi c\u00e1c cu\u1ed9c c\u00e1ch m\u1ea1ng tr\u01b0\u1edbc \u0111\u00f3 ch\u00ednh l\u00e0 s\u1ef1 dung h\u1ee3p c\u1ee7a c\u00e1c c\u00f4ng ngh\u1ec7 v\u00e0 s\u1ef1 t\u01b0\u01a1ng t\u00e1c c\u1ee7a ch\u00fang tr\u00ean c\u00e1c l\u0129nh v\u1ef1c v\u1eadt l\u00fd, s\u1ed1 h\u00f3a v\u00e0 sinh h\u1ecdc.<\/p>\n

Trong cu\u1ed9c c\u00e1ch m\u1ea1ng n\u00e0y, c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi n\u1ed5i v\u00e0 s\u1ef1 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o tr\u00ean di\u1ec7n r\u1ed9ng \u0111\u01b0\u1ee3c khu\u1ebfch t\u00e1n nhanh h\u01a1n v\u00e0 r\u1ed9ng r\u00e3i h\u01a1n so v\u1edbi nh\u1eefng cu\u1ed9c c\u00e1ch m\u1ea1ng tr\u01b0\u1edbc, l\u00e0m thay \u0111\u1ed5i c\u0103n b\u1ea3n, to\u00e0n di\u1ec7n c\u00e1ch th\u1ee9c ch\u00fang ta s\u1ea3n xu\u1ea5t, sinh s\u1ed1ng, l\u00e0m vi\u1ec7c v\u00e0 t\u01b0\u01a1ng t\u00e1c l\u1eabn nhau. Ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u0169ng kh\u00f4ng n\u1eb1m ngo\u00e0i v\u00f2ng \u1ea3nh h\u01b0\u1edfng c\u1ee7a cu\u1ed9c c\u00e1ch m\u1ea1ng n\u00e0y.<\/p>\n

Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c cho bi\u1ebft, th\u1eddi gian qua nh\u1eb1m ch\u1ee7 \u0111\u1ed9ng th\u00edch \u1ee9ng v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh CMCN 4.0, c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng nghi\u00ean c\u1ee9u, \u0111\u1ea7u t\u01b0 m\u1ea1nh m\u1ebd v\u00e0o m\u1ed9t s\u1ed1 c\u00f4ng ngh\u1ec7 th\u00e0nh t\u1ef1u c\u1ee7a CMCN 4.0 trong s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5, ho\u1ea1t \u0111\u1ed9ng v\u00e0 qu\u1ea3n tr\u1ecb c\u1ee7a m\u00ecnh. N\u1ed5i b\u1eadt nh\u1ea5t l\u00e0 vi\u1ec7c tri\u1ec3n khai th\u1ef1c t\u1ebf c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 n\u1ec1n t\u1ea3ng nh\u01b0: \u0110i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y, Ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn, Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, c\u00e1c \u1ee9ng d\u1ee5ng, gi\u1ea3i ph\u00e1p nh\u01b0 x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc, trao \u0111\u1ed5i d\u1eef li\u1ec7u m\u1edf qua giao di\u1ec7n ch\u01b0\u01a1ng tr\u00ecnh \u1ee9ng d\u1ee5ng (open API)\u2026 nh\u1eb1m n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng, gia t\u0103ng tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng.<\/p>\n

S\u1eed d\u1ee5ng c\u00e1c k\u00eanh ph\u00e2n ph\u1ed1i, ti\u1ebfp c\u1eadn ng\u01b0\u1eddi d\u00f9ng tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1, c\u00e1c \u0111i\u1ec3m t\u01b0\u01a1ng t\u00e1c v\u1edbi kh\u00e1ch h\u00e0ng qua \u1ee9ng d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh, m\u1ea1ng x\u00e3 h\u1ed9i\u2026\u00a0v\u00e0 \u1ee9ng d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1 trong c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng n\u1ed9i b\u1ed9, t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh nghi\u1ec7p v\u1ee5, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 n\u00e2ng cao kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb quan h\u1ec7 kh\u00e1ch h\u00e0ng, gi\u00fap ng\u00e2n h\u00e0ng hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc h\u01a1n v\u1ec1 th\u00f3i quen, s\u1edf th\u00edch kh\u00e1ch h\u00e0ng \u0111\u1ec3 cung \u1ee9ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ph\u00f9 h\u1ee3p, h\u1ed7 tr\u1ee3 qu\u1ea3n l\u00fd danh m\u1ee5c r\u1ee7i ro. C\u00e1c c\u00f4ng ngh\u1ec7 s\u1ed1, c\u00f4ng ngh\u1ec7 m\u1edbi g\u1eafn v\u1edbi CMCN 4.0 kh\u00f4ng ch\u1ec9 gi\u00fap chuy\u1ec3n d\u1ecbch k\u00eanh ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng t\u1eeb c\u00e1c chi nh\u00e1nh, qu\u1ea7y giao d\u1ecbch, ATM v\u1eadt l\u00fd sang c\u00e1c k\u00eanh s\u1ed1 h\u00f3a, gi\u00fap t\u01b0\u01a1ng t\u00e1c kh\u00e1ch h\u00e0ng nhi\u1ec1u v\u00e0 hi\u1ec7u qu\u1ea3 h\u01a1n; m\u00e0 c\u00f2n c\u00f3 kh\u1ea3 n\u0103ng thay \u0111\u1ed5i m\u00f4 h\u00ecnh kinh doanh, quy tr\u00ecnh nghi\u1ec7p v\u1ee5, c\u1ea5u tr\u00fac s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 theo h\u01b0\u1edbng s\u1ed1 h\u00f3a, gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng t\u1eebng b\u01b0\u1edbc tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng s\u1ed1, cung c\u1ea5p ti\u1ec7n \u00edch, tr\u1ea3i nghi\u1ec7m m\u1edbi m\u1ebb v\u00e0 \u0111em l\u1ea1i l\u1ee3i \u00edch thi\u1ebft th\u1ef1c cho kh\u00e1ch h\u00e0ng. B\u00ean c\u1ea1nh \u0111\u00f3, v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a CMCN 4.0, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn v\u00e0 m\u1edf r\u1ed9ng cung \u1ee9ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng ph\u00f9 h\u1ee3p \u0111\u1ebfn nh\u1eefng ng\u01b0\u1eddi d\u00e2n hi\u1ec7n ch\u01b0a c\u00f3 t\u00e0i kho\u1ea3n \u1edf v\u00f9ng s\u00e2u, v\u00f9ng xa v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd, g\u00f3p ph\u1ea7n \u0111\u1ea9y m\u1ea1nh ph\u1ed5 c\u1eadp t\u00e0i ch\u00ednh qu\u1ed1c gia.<\/p>\n

Tuy nhi\u00ean, b\u00ean c\u1ea1nh nh\u1eefng\u00a0c\u01a1 h\u1ed9i m\u1edf ra t\u1eeb CMCN 4.0, ng\u00e0nh Ng\u00e2n h\u00e0ng c\u0169ng \u0111\u1ed3ng th\u1eddi ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c kh\u00f4ng nh\u1ecf trong vi\u1ec7c ho\u00e0n thi\u1ec7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00edch \u1ee9ng v\u1edbi b\u1ed1i c\u1ea3nh CMCN 4.0; th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong thay \u0111\u1ed5i m\u00f4 h\u00ecnh qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh, m\u00f4 h\u00ecnh kinh doanh, c\u1ea5u tr\u00fac s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 th\u00edch \u1ee9ng v\u1edbi xu h\u01b0\u1edbng kh\u00e1ch h\u00e0ng th\u1ebf h\u1ec7 s\u1ed1, n\u1ec1n kinh s\u1ed1 c\u0169ng nh\u01b0 th\u00e1ch th\u1ee9c trong ph\u00f2ng ng\u1eeba r\u1ee7i ro an ninh m\u1ea1ng v\u00e0 b\u1ea3o v\u1ec7 b\u00ed m\u1eadt th\u00f4ng tin kh\u00e1ch h\u00e0ng trong k\u1ef7 nguy\u00ean s\u1ed1.<\/p>\n

Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Nguy\u1ec5n Kim Anh chia s\u1ebb:\u00a0NHNN \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng th\u1ef1c hi\u1ec7n nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e0nh nh\u1eb1m c\u1ee5 th\u1ec3 h\u00f3a c\u00e1c nhi\u1ec7m v\u1ee5 theo Ch\u1ec9 th\u1ecb s\u1ed1 16\/CT-TTg ng\u00e0y 4\/5\/2017 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u1ec1 vi\u1ec7c t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c ti\u1ebfp c\u1eadn cu\u1ed9c CMCN 4.0 \u1edf c\u00e1c m\u1eb7t sau: (i) Ho\u00e0n thi\u1ec7n h\u00e0nh lang ph\u00e1p l\u00fd h\u1ed7 tr\u1ee3 cho ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng CNTT, an to\u00e0n, b\u1ea3o m\u1eadt; (ii) T\u0103ng c\u01b0\u1eddng ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng CNTT; (iii) \u0110\u1ea9y m\u1ea1ng c\u1ea3i thi\u1ec7n m\u00f4i tr\u01b0\u1eddng kinh doanh, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh qu\u1ed1c gia v\u00e0 Ch\u00ednh ph\u1ee7 \u0111i\u1ec7n t\u1eed; (iv) T\u00edch c\u1ef1c h\u1ed7 tr\u1ee3 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c c\u00f4ng ty Fintech, t\u1ed5 ch\u1ee9c cu\u1ed9c thi Th\u1eed th\u00e1ch s\u00e1ng t\u1ea1o c\u00f9ng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh (FCV) l\u1ea7n \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam v\u00e0o Th\u00e1ng 5\/2018; (v) T\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c truy\u1ec1n th\u00f4ng v\u00e0 nghi\u00ean c\u1ee9u khoa h\u1ecdc v\u1ec1 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 th\u00e0nh t\u1ef1u CMCN 4.0 trong ng\u00e0nh ng\u00e2n h\u00e0ng. Th\u1eddi gian qua, nhi\u1ec1u NHTM \u0111\u00e3 \u1ee9ng d\u1ee5ng m\u1ed9t s\u1ed1 c\u00f4ng ngh\u1ec7, gi\u1ea3i ph\u00e1p c\u1ee7a CMCN 4.0 nh\u01b0 Ph\u00e2n t\u00edch d\u1eef li\u1ec7u l\u1edbn, Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc\u2026 \u0111\u1ec3 t\u1ea1o ra m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 thanh to\u00e1n s\u1ed1, ng\u00e2n h\u00e0ng s\u1ed1; \u0111\u00e1nh gi\u00e1 h\u00e0nh vi kh\u00e1ch h\u00e0ng, d\u1ef1 \u0111o\u00e1n doanh thu, nhu c\u1ea7u th\u1ecb tr\u01b0\u1eddng, c\u1ea3nh b\u00e1o r\u1ee7i ro; nhi\u1ec1u ng\u00e2n h\u00e0ng b\u01b0\u1edbc \u0111\u1ea7u \u0111\u00e3 chuy\u1ec3n \u0111\u1ed5i m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng, kinh doanh v\u00e0 s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 theo h\u01b0\u1edbng s\u1ed1 h\u00f3a th\u1ef1c th\u1ee5 nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng TpBank v\u1edbi ng\u00e2n h\u00e0ng t\u1ef1 \u0111\u1ed9ng LiveBank, Vpbank v\u1edbi \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ed1 Timo, OCB v\u1edbi chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i ng\u00e2n h\u00e0ng s\u1ed1, Vietcombank v\u1edbi kh\u00f4ng gian ng\u00e2n h\u00e0ng s\u1ed1 Digital Lab, Vietinbank v\u1edbi corebank th\u1ebf h\u1ec7 m\u1edbi v\u00e0 kho d\u1eef li\u1ec7u doanh nghi\u1ec7p (EDW) hi\u1ec7n \u0111\u1ea1i, MB v\u1edbi \u1ee9ng d\u1ee5ng tr\u1edf l\u00fd \u1ea3o ChatBot ph\u1ee5c v\u1ee5 24×7 tr\u00ean m\u1ea1ng x\u00e3 h\u1ed9i\u2026<\/p>\n

Tuy \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai nhi\u1ec1u ho\u1ea1t \u0111\u1ed9ng kh\u00e1c nhau, nh\u01b0ng \u0111\u1ec3 ti\u1ebfp c\u1eadn th\u00e0nh c\u00f4ng v\u00e0 t\u1eadn d\u1ee5ng \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i th\u1ebf m\u00e0 CMCN 4.0 mang l\u1ea1i th\u00ec c\u1ea7n c\u00f3 th\u00eam nhi\u1ec1u nghi\u00ean c\u1ee9u chuy\u00ean s\u00e2u v\u1ec1 nh\u1eefng t\u00e1c \u0111\u1ed9ng c\u1ee7a CMCN 4.0 \u0111\u1ebfn ng\u00e0nh Ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t c\u1ea7n ph\u1ea3i ch\u1ec9 ra \u0111\u01b0\u1ee3c nh\u1eefng \u0111i\u1ec1u ki\u1ec7n tri\u1ec3n khai v\u00e0 th\u00edch \u1ee9ng v\u1edbi CMCN 4.0 c\u1ee7a ng\u00e0nh.<\/p>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o, Th\u1ee9 tr\u01b0\u1edfng\u00a0B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 Ph\u1ea1m \u0110\u1ea1i D\u01b0\u01a1ng c\u0169ng \u0111\u00e3 kh\u1eafng \u0111\u1ecbnh: \u201cNg\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh ch\u1ee7 \u0111\u1ed9ng v\u00e0 \u0111i \u0111\u1ea7u trong \u1ee9ng d\u1ee5ng ti\u1ebfn b\u1ed9 khoa h\u1ecdc v\u00e0 c\u00f4ng ngh\u1ec7 trong qu\u1ea3n l\u00fd v\u00e0 kinh doanh. D\u01b0\u1edbi s\u1ef1 \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 s\u1ef1 n\u0103ng \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, nh\u1eefng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn \u0111\u00e3 \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng \u0111\u1ed3ng b\u1ed9, hi\u1ec7u qu\u1ea3 trong to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng. S\u1ef1 ch\u1ee7 \u0111\u1ed9ng n\u00e0y \u0111\u00e3 t\u1ea1o ra m\u1ed9t n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc v\u00e0 nh\u1eefng l\u1ee3i th\u1ebf c\u1ea1nh tranh trong b\u1ed1i c\u1ea3nh m\u1edbi, khi kinh t\u1ebf s\u1ed1 ph\u00e1t tri\u1ec3n, xu th\u1ebf thanh to\u00e1n \u0111i\u1ec7n t\u1eed t\u0103ng nhanh, trung t\u00e2m kinh t\u1ebf th\u1ebf gi\u1edbi d\u1ecbch chuy\u1ec3n d\u1ea7n t\u1eeb t\u00e2y sang \u0111\u00f4ng\u201d.<\/p>\n

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C\u00e1c \u0111\u1ea1i bi\u1ec3u t\u1ea1i H\u1ed9i th\u1ea3o \u0111\u01b0\u1ee3c nghe c\u00e1c di\u1ec5n gi\u1ea3 tr\u00ecnh b\u00e0y v\u1ec1 k\u1ebft qu\u1ea3 Ng\u00e0nh Ng\u00e2n h\u00e0ng \u0111\u00e3 tri\u1ec3n khai Ch\u1ec9 th\u1ecb s\u1ed1 16\/CT-TTg c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, nh\u1eefng th\u00e1ch th\u1ee9c v\u00e0 \u0111\u01b0a ra nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng gi\u1ea3i ph\u00e1p; T\u00e1c \u0111\u1ed9ng c\u1ee7a CMCN 4.0 \u0111\u1ed1i v\u1edbi ng\u00e0nh Ng\u00e2n h\u00e0ng; Kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u1ec1 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng trong th\u1eddi k\u1ef3 CMCN 4.0; V\u00e0 n\u1ec1n t\u1ea3ng cho s\u1ef1 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 trong ng\u00e0nh Ng\u00e2n h\u00e0ng.<\/p>\n

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Tr\u00ean c\u01a1 s\u1edf c\u00e1c ph\u1ea7n tr\u00ecnh b\u00e0y c\u1ee7a c\u00e1c di\u1ec5n gi\u1ea3, c\u00e1c nh\u00e0 khoa h\u1ecdc, c\u00e1c nh\u00e0 qu\u1ea3n l\u00fd, c\u00e1c chuy\u00ean gia \u0111\u00e3 th\u1ea3o lu\u1eadn v\u1ec1:\u00a0(i) \u0110\u00e1nh gi\u00e1 m\u1ed9t c\u00e1ch \u0111\u1ea7y \u0111\u1ee7, to\u00e0n di\u1ec7n, s\u00e2u s\u1eafc nh\u1eefng t\u00e1c \u0111\u1ed9ng c\u1ee7a cu\u1ed9c CMCN 4.0 t\u1edbi ng\u00e0nh Ng\u00e2n h\u00e0ng; trong \u0111\u00f3 nh\u1eadn \u0111\u1ecbnh v\u00e0 ch\u1ec9 r\u00f5 nh\u1eefng c\u01a1 h\u1ed9i, th\u00e1ch th\u1ee9c m\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t; (ii) \u0110i s\u00e2u ph\u00e2n t\u00edch c\u00e1c xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 t\u00e1c \u0111\u1ed9ng t\u1edbi vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng;\u00a0Ph\u00e2n t\u00edch, l\u00e0m r\u00f5 nh\u1eefng \u0111i\u1ec1u ki\u1ec7n m\u00e0 ng\u00e0nh Ng\u00e2n h\u00e0ng c\u1ea7n h\u01b0\u1edbng t\u1edbi tri\u1ec3n khai \u0111\u1ec3 th\u00edch \u1ee9ng v\u1edbi cu\u1ed9c CMCN 4.0; trong \u0111\u00f3 bao g\u1ed3m nh\u1eefng \u0111i\u1ec1u ki\u1ec7n v\u1ec1 c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7, \u0111i\u1ec1u ki\u1ec7n v\u1ec1 con ng\u01b0\u1eddi\u2026; (iii) Khuy\u1ebfn ngh\u1ecb v\u1ec1 ch\u00ednh s\u00e1ch ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam th\u00edch \u1ee9ng v\u1edbi CMCN 4.0.<\/p>\n

\"337965-07\"<\/a><\/p>\n

Th\u1ea3o lu\u1eadn b\u00e0n tr\u00f2n: \u00d4ng Ph\u1ea1m Ti\u1ebfn D\u0169ng, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Thanh to\u00e1n NHNN\u00a0(ngo\u00e0i c\u00f9ng b\u00ean ph\u1ea3i) \u0111i\u1ec1u h\u00e0nh Phi\u00ean 2<\/p>\n

K\u1ebft th\u00fac H\u1ed9i th\u1ea3o, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Nguy\u1ec5n Kim Anh nh\u1eadn \u0111\u1ecbnh: T\u1ea1i H\u1ed9i th\u1ea3o n\u00e0y, nhi\u1ec1u \u00fd ki\u1ebfn qu\u00fd b\u00e1u, h\u1eefu \u00edch c\u1ee7a c\u00e1c chuy\u00ean gia, c\u00e1c c\u00e1n b\u1ed9, c\u00e1c nh\u00e0 khoa h\u1ecdc, nh\u00e0 qu\u1ea3n l\u00fd\u00a0s\u1ebd gi\u00fap c\u00e1c NHTM trong n\u01b0\u1edbc x\u00e1c \u0111\u1ecbnh r\u00f5 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m ch\u1ee7 l\u1ef1c, mang t\u00ednh c\u1ea1nh tranh, t\u00edch h\u1ee3p v\u00e0 b\u00e1m s\u00e1t v\u1edbi nh\u1eefng c\u00f4ng ngh\u1ec7 m\u1edbi \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ph\u00e1t tri\u1ec3n.\u00a0C\u00e1c \u0111\u01a1n v\u1ecb li\u00ean quan c\u1ee7a NHNN\u00a0thu \u0111\u01b0\u1ee3c th\u00eam th\u00f4ng tin \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 m\u1ed9t c\u00e1ch \u0111\u1ea7y \u0111\u1ee7 nh\u1eefng t\u00e1c \u0111\u1ed9ng, c\u01a1 h\u1ed9i, th\u00e1ch th\u1ee9c trong cu\u1ed9c CMCN 4.0; t\u1eeb \u0111\u00f3 c\u00f3 c\u01a1 s\u1edf trong vi\u1ec7c \u0111\u1ecbnh h\u01b0\u1edbng chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng; x\u00e2y d\u1ef1ng v\u00e0 ban h\u00e0nh ch\u00ednh s\u00e1ch \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng th\u00edch \u1ee9ng v\u1edbi cu\u1ed9c c\u00e1ch m\u1ea1ng n\u00e0y. \u0110\u1ed3ng th\u1eddi,\u00a0Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng NHNN –\u00a0\u0111\u01a1n v\u1ecb ch\u1ee7 tr\u00ec, \u0111\u1ea7u m\u1ed1i s\u1ebd\u00a0t\u1ed5ng h\u1ee3p b\u00e1o c\u00e1o ki\u1ebfn ngh\u1ecb c\u1ee7a H\u1ed9i th\u1ea3o g\u1eedi c\u00e1c c\u01a1 quan h\u1eefu quan \u0111\u1ec3 \u0111\u00f3ng g\u00f3p nh\u1eefng lu\u1eadn \u0111i\u1ec3m khoa h\u1ecdc l\u00e0m c\u01a1 s\u1edf cho vi\u1ec7c \u0111\u1ecbnh h\u01b0\u1edbng v\u00e0 h\u00ecnh th\u00e0nh c\u00e1c gi\u1ea3i ph\u00e1p v\u1ec1 c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch\u00a0ph\u00e1t tri\u1ec3n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam th\u00edch \u1ee9ng v\u1edbi b\u1ed1i c\u1ea3nh CMCN 4.0.<\/p>\n

NA, \u1ea3nh \u0110K<\/p>\n

Theo sbv.gov.vn<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u00a0\u00a0S\u00e1ng ng\u00e0y 15\/6\/2018 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cNg\u00e0nh Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1edbi cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 t\u01b0\u201d. Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh v\u00e0 Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7 Ph\u1ea1m \u0110\u1ea1i D\u01b0\u01a1ng ch\u1ee7 tr\u00ec. Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c …<\/p>\n","protected":false},"author":3,"featured_media":2121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,40,39],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2120"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=2120"}],"version-history":[{"count":3,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2120\/revisions"}],"predecessor-version":[{"id":2126,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2120\/revisions\/2126"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/2121"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=2120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=2120"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=2120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}