{"id":2828,"date":"2021-01-07T14:48:21","date_gmt":"2021-01-07T07:48:21","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=2828"},"modified":"2021-01-15T14:58:50","modified_gmt":"2021-01-15T07:58:50","slug":"hoi-thao-khoa-hoc-bao-ve-nguoi-tieu-dung-dich-vu-tai-chinh-kinh-nghiem-quoc-te-va-thuc-tien-tai-viet-nam","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/hoi-thao-khoa-hoc-bao-ve-nguoi-tieu-dung-dich-vu-tai-chinh-kinh-nghiem-quoc-te-va-thuc-tien-tai-viet-nam\/","title":{"rendered":"H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cB\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh: Kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u00e0 th\u1ef1c ti\u1ec5n t\u1ea1i Vi\u1ec7t Nam\u201d"},"content":{"rendered":"

Ng\u00e0y 07\/1\/2021, t\u1ea1i H\u00e0 N\u1ed9i, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng – Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc<\/em> c\u1ea5p Ng\u00e0nh v\u1edbi ch\u1ee7 \u0111\u1ec1<\/em> \u201cB\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh: Kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u00e0 th\u1ef1c ti\u1ec5n t\u1ea1i Vi\u1ec7t Nam\u201d. PGS. TS. Nguy\u1ec5n Kim Anh \u2013 Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN tham d\u1ef1 v\u00e0 ch\u1ee7 tr\u00ec H\u1ed9i th\u1ea3o.<\/em><\/p>\n

Y\u00eau c\u1ea7u ho\u00e0n thi\u1ec7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd<\/strong><\/p>\n

Ph\u00e1t bi\u1ec3u khai m\u1ea1c H\u1ed9i th\u1ea3o, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh cho bi\u1ebft: B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh (NTD DVTC) c\u00f3 \u00fd ngh\u0129a h\u1ebft s\u1ee9c quan tr\u1ecdng \u0111\u1ed1i v\u1edbi \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n. M\u1ed9t khu\u00f4n kh\u1ed5 b\u1ea3o v\u1ec7 NTD DVTC hi\u1ec7u qu\u1ea3 l\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ea7n thi\u1ebft \u0111\u1ec3 m\u1edf r\u1ed9ng ti\u1ebfp c\u1eadn v\u00e0 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, mang l\u1ea1i l\u1ee3i \u00edch thi\u1ebft th\u1ef1c cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho h\u1ecd c\u00f3 \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t, hi\u1ec7u qu\u1ea3 nh\u1ea5t.<\/p>\n

\u201c\u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng th\u1ee9c gi\u00fap c\u1ee7ng c\u1ed1 ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0o khu v\u1ef1c t\u00e0i ch\u00ednh ch\u00ednh th\u1ee9c, \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh, b\u1ec1n v\u1eefng c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh. Ch\u00ednh t\u1ea7m quan tr\u1ecdng c\u1ee7a b\u1ea3o v\u1ec7 NTD DVTC \u0111\u00e3 khi\u1ebfn c\u00e1c qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi ng\u00e0y c\u00e0ng n\u1ed7 l\u1ef1c ho\u00e0n thi\u1ec7n khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd, \u0111\u1ed3ng th\u1eddi thi\u1ebft l\u1eadp c\u00e1c b\u1ed9 ph\u1eadn gi\u00e1m s\u00e1t chuy\u00ean bi\u1ec7t \u0111\u1ec3 b\u1ea3o v\u1ec7 NTD DVTC hi\u1ec7u qu\u1ea3 h\u01a1n\u201d, <\/em>Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c nh\u1ea5n m\u1ea1nh.<\/p>\n

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Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh ph\u00e1t bi\u1ec3u khai m\u1ea1c H\u1ed9i th\u1ea3o<\/em><\/p>\n

Nhi\u1ec1u t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf nh\u01b0 G20\/OECD, Ng\u00e2n h\u00e0ng Th\u1ebf gi\u1edbi \u0111\u00e3 ban h\u00e0nh h\u01b0\u1edbng d\u1eabn, th\u00f4ng l\u1ec7 t\u1ed1t v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC. T\u1ea1i c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n, Lu\u1eadt quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC \u0111\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c ban h\u00e0nh v\u00e0 c\u00f3 c\u01a1 quan chuy\u00ean tr\u00e1ch ti\u1ebfp nh\u1eadn v\u00e0 x\u1eed l\u00fd khi\u1ebfu n\u1ea1i ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed9c l\u1eadp. T\u1ea1i Vi\u1ec7t Nam, b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ee7 y\u1ebfu d\u1ef1a tr\u00ean c\u0103n c\u1ee9 ph\u00e1p l\u00fd l\u00e0 Lu\u1eadt B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng. Tuy nhi\u00ean, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c cho r\u1eb1ng, Vi\u1ec7t Nam ch\u01b0a c\u00f3 quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt ri\u00eang v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC, trong khi ch\u1ec9 c\u00f3 c\u00e1c lu\u1eadt theo c\u00e1c l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh kh\u00e1c nhau nh\u01b0 Lu\u1eadt C\u00e1c T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, Lu\u1eadt Ch\u1ee9ng kho\u00e1n, Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m c\u00f3 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng nh\u01b0ng ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 v\u00e0 thi\u1ebfu nh\u1eefng h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3 x\u1eed l\u00fd k\u1ecbp th\u1eddi, hi\u1ec7u qu\u1ea3 khi\u1ebfu n\u1ea1i c\u1ee7a NTD DVTC. B\u00ean c\u1ea1nh \u0111\u00f3, hi\u1ec7n nay nhi\u1ec1u c\u01a1 quan c\u00f3 th\u1ec3 c\u00f9ng tham gia b\u1ea3o v\u1ec7 NTD DVTC, nh\u01b0ng c\u00e1c c\u01a1 quan n\u00e0y \u0111\u1ec1u ch\u01b0a c\u00f3 b\u1ed9 ph\u1eadn chuy\u00ean tr\u00e1ch v\u00e0 quy tr\u00ecnh qu\u1ea3n l\u00fd c\u1ee5 th\u1ec3, c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c c\u01a1 quan c\u00f2n ch\u01b0a r\u00f5 r\u00e0ng khi\u1ebfn vi\u1ec7c x\u1eed l\u00fd c\u00e1c xung \u0111\u1ed9t l\u1ee3i \u00edch x\u1ea3y ra khi s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u00f2n h\u1ea1n ch\u1ebf.<\/p>\n

\"\"<\/a><\/p>\n

To\u00e0n c\u1ea3nh bu\u1ed5i H\u1ed9i th\u1ea3o<\/em><\/p>\n

T\u1ea1i H\u1ed9i th\u1ea3o, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Nguy\u1ec5n Kim Anh \u0111\u1ec1 ngh\u1ecb c\u00e1c \u0111\u1ea1i bi\u1ec3u t\u1eadp trung th\u1ea3o lu\u1eadn, gi\u1ea3i quy\u1ebft 3 nh\u00f3m v\u1ea5n \u0111\u1ec1 c\u1ee5 th\u1ec3: (i) Nghi\u00ean c\u1ee9u \u0111\u1ea7y \u0111\u1ee7, to\u00e0n di\u1ec7n, s\u00e2u s\u1eafc v\u1ec1 kinh nghi\u1ec7m qu\u1ed1c t\u1ebf trong x\u00e2y d\u1ef1ng c\u00e1c gi\u1ea3i ph\u00e1p t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, c\u00e1c t\u1eadp qu\u00e1n, th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u00e0 kinh nghi\u1ec7m th\u1ef1c ti\u1ec5n tri\u1ec3n khai t\u1ea1i c\u00e1c qu\u1ed1c gia; (ii) \u0110i s\u00e2u ph\u00e2n t\u00edch th\u1ef1c tr\u1ea1ng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam, trong \u0111\u00f3 bao g\u1ed3m th\u1ef1c ti\u1ec5n b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i kh\u00e1ch h\u00e0ng v\u00e0 x\u1eed l\u00fd khi\u1ebfu n\u1ea1i, tranh ch\u1ea5p v\u1edbi kh\u00e1ch h\u00e0ng t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, nh\u1eefng kh\u00f3 kh\u0103n v\u01b0\u1edbng m\u1eafc, t\u1ed3n t\u1ea1i; (iii) \u0110\u1ec1 xu\u1ea5t c\u00e1c khuy\u1ebfn ngh\u1ecb v\u00e0 gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p nh\u1eb1m t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, qua \u0111\u00f3 g\u00f3p ph\u1ea7n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau Chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n \u0111\u00e3 \u0111\u1ec1 ra t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

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TS. Nguy\u1ec5n Th\u1ecb Hi\u1ec1n \u2013 Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng <\/em><\/p>\n

tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n

Trong b\u00e0i tham lu\u1eadn \u0111\u1ea7u ti\u00ean t\u1ea1i H\u1ed9i th\u1ea3o, TS. Nguy\u1ec5n Th\u1ecb Hi\u1ec1n, Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng th\u00f4ng tin, nh\u00f3m nghi\u00ean c\u1ee9u c\u1ee7a Vi\u1ec7n CLNH \u0111\u00e3 l\u1ef1a ch\u1ecdn c\u00e1c qu\u1ed1c gia ti\u00eau bi\u1ec3u, \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 cao trong vi\u1ec7c tri\u1ec3n khai hi\u1ec7u qu\u1ea3 b\u1ea3o v\u1ec7 NTD DVTC \u0111\u1ec3 Vi\u1ec7t Nam c\u00f3 th\u1ec3 tham kh\u1ea3o g\u1ed3m: Malaysia, Indonesia v\u00e0 Canada. Malaysia \u0111\u01b0\u1ee3c WB \u0111\u00e1nh gi\u00e1 r\u1ea5t cao khi tu\u00e2n th\u1ee7 kh\u00e1 ch\u1eb7t ch\u1ebd Nguy\u00ean t\u1eafc OECD\/G20, 39 th\u00f4ng l\u1ec7 t\u1ed1t, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong vi\u1ec7c x\u00e2y d\u1ef1ng khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd r\u1ea5t ch\u1eb7t ch\u1ebd v\u00e0\u00a0\u00a0\u00a0\u00a0 chi ti\u1ebft. K\u1ebft qu\u1ea3 \u0111i\u1ec1u tra \u0111\u1ecbnh k\u1ef3 b\u00ean c\u1ea7u c\u1ee7a Malaysia cho th\u1ea5y, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ecfa m\u00e3n d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh t\u1ed5ng th\u1ec3 t\u0103ng t\u1eeb 61% n\u0103m 2011 l\u00ean 73% v\u00e0o n\u0103m 2018. Hay nh\u01b0 Indonesia, khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd c\u1ee7a qu\u1ed1c gia n\u00e0y c\u00f3 \u0111\u1ea1o lu\u1eadt v\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng chung, kh\u00f4ng quy \u0111\u1ecbnh ri\u00eang v\u1ec1 l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh m\u00e0 k\u1ebft h\u1ee3p x\u00e2y d\u1ef1ng c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC. C\u00f2n v\u1edbi Canada, \u1edf c\u1ea5p li\u00ean bang, qu\u1ed1c gia n\u00e0y \u00e1p d\u1ee5ng gi\u1ea3i ph\u00e1p thi\u1ebft l\u1eadp c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u00ean trong c\u00e1c lu\u1eadt ng\u00e0nh t\u00e0i ch\u00ednh ri\u00eang bi\u1ec7t: \u0110\u1ea1o lu\u1eadt Ng\u00e2n h\u00e0ng, \u0110\u1ea1o lu\u1eadt Hi\u1ec7p h\u1ed9i T\u00edn d\u1ee5ng H\u1ee3p t\u00e1c x\u00e3, \u0110\u1ea1o lu\u1eadt C\u00f4ng ty b\u1ea3o hi\u1ec3m\u2026<\/p>\n

Theo b\u00e0 Hi\u1ec1n, \u201cKh\u00f4ng c\u00f3 m\u1ed9t khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd hay m\u00f4 h\u00ecnh chung cho t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia. Tr\u00ean th\u1ebf gi\u1edbi nhi\u1ec1u qu\u1ed1c gia n\u1ed7 l\u1ef1c \u0111\u1ec3 \u00e1p d\u1ee5ng \u0111\u00fang nh\u1eefng th\u00f4ng l\u1ec7 t\u1ed1t nh\u1ea5t, nh\u01b0 ban h\u00e0nh lu\u1eadt v\u00e0 h\u00ecnh th\u00e0nh c\u01a1 quan b\u1ea3o v\u1ec7 NTD DVTC chuy\u00ean bi\u1ec7t, nh\u01b0ng t\u00f9y theo t\u00ecnh h\u00ecnh kinh t\u1ebf-x\u00e3 h\u1ed9i h\u1ecd s\u1ebd l\u1ef1a ch\u1ecdn ra khu\u00f4n kh\u1ed5 c\u0169ng nh\u01b0 m\u00f4 h\u00ecnh tri\u1ec3n khai ph\u00f9 h\u1ee3p nh\u1ea5t \u0111\u1ec3 b\u1ea3o v\u1ec7 NTD DVTC\u201d<\/em>. V\u1edbi ri\u00eang l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd hi\u1ec7n h\u00e0nh c\u00f2n ch\u01b0a b\u1eaft k\u1ecbp t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n c\u1ee7a s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i, thanh to\u00e1n di \u0111\u1ed9ng v\u00e0 thanh to\u00e1n \u0111i\u1ec7n t\u1eed, b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u00e1 nh\u00e2n v\u00e0 c\u00f4ng khai th\u00f4ng tin ch\u01b0a \u0111\u1ea7y \u0111\u1ee7; thi\u1ebfu nh\u1eefng quy \u0111\u1ecbnh y\u00eau c\u1ea7u chu\u1ea9n h\u00f3a v\u1ec1 c\u01a1 ch\u1ebf gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i\u2026<\/p>\n

H\u00e0i h\u00f2a l\u1ee3i \u00edch c\u00e1c b\u00ean<\/strong><\/p>\n

Theo k\u1ebft qu\u1ea3 kh\u1ea3o s\u00e1t c\u1ee7a T\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf (IFC) \u1edf 6 qu\u1ed1c gia khu v\u1ef1c Ch\u00e2u \u00c1 (Indonesia, H\u00e0n Qu\u1ed1c, Th\u00e1i Lan, Philippines, Malaysia v\u00e0 Vi\u1ec7t Nam) n\u0103m 2018, ho\u1ea1t \u0111\u1ed9ng b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u1edf Vi\u1ec7t Nam \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 c\u00f2n nhi\u1ec1u h\u1ea1n ch\u1ebf. V\u1edbi 6 ti\u00eau ch\u00ed \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 ho\u1ea1t \u0111\u1ed9ng b\u1ea3o v\u1ec7 NTD DVTC (bao g\u1ed3m: ph\u1ed5 c\u1eadp c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh v\u1ec1 r\u1ee7i ro ti\u00eau d\u00f9ng; x\u1eed l\u00fd tr\u1ef1c ti\u1ebfp khi\u1ebfu n\u1ea1i; nh\u1eadn b\u00e1o c\u00e1o khi\u1ebfu n\u1ea1i t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng ph\u1ee5c v\u1ee5 c\u00f3 c\u01a1 quan qu\u1ea3n l\u00fd khi\u1ebfu n\u1ea1i h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh) th\u00ec Vi\u1ec7t Nam hi\u1ec7n ch\u1ec9 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c 2 y\u1ebfu t\u1ed1 l\u00e0: c\u00f3 c\u01a1 quan qu\u1ea3n l\u00fd khi\u1ebfu n\u1ea1i v\u00e0 c\u00f3 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng ti\u00eau d\u00f9ng t\u00e0i ch\u00ednh khi\u1ebfu n\u1ea1i b\u1eb1ng \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng. C\u00e1c ti\u00eau ch\u00ed kh\u00e1c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng ph\u1ed5 bi\u1ebfn \u1edf c\u00e1c qu\u1ed1c gia kh\u00e1c, nh\u01b0ng \u1edf Vi\u1ec7t Nam th\u00ec m\u1edbi \u0111\u01b0\u1ee3c coi l\u00e0 c\u00f3 nh\u1eefng b\u01b0\u1edbc \u0111i ban \u0111\u1ea7u.<\/p>\n

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\u00d4ng Cao Xu\u00e2n Qu\u1ea3ng – Tr\u01b0\u1edfng ph\u00f2ng B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, C\u1ee5c C\u1ea1nh tranh v\u00e0 <\/em><\/p>\n

B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, B\u1ed9 C\u00f4ng th\u01b0\u01a1ng tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n

Chia s\u1ebb t\u1ea1i H\u1ed9i th\u1ea3o, \u00f4ng Cao Xu\u00e2n Qu\u1ea3ng – Tr\u01b0\u1edfng ph\u00f2ng B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, B\u1ed9 C\u00f4ng th\u01b0\u01a1ng cho r\u1eb1ng, ri\u00eang v\u1edbi c\u00e1c c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc, vi\u1ec7c ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd li\u00ean quan ph\u1ea3i b\u1ea3o \u0111\u1ea3m s\u1ef1 h\u00e0i h\u00f2a gi\u1eefa l\u1ee3i \u00edch ng\u01b0\u1eddi ti\u00eau d\u00f9ng – l\u1ee3i nhu\u1eadn doanh nghi\u1ec7p – s\u1ef1 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh c\u1ee7a th\u1ecb tr\u01b0\u1eddng. \u0110\u1ed3ng th\u1eddi khuy\u1ebfn kh\u00edch m\u00f4i tr\u01b0\u1eddng c\u1ea1nh tranh l\u00e0nh m\u1ea1nh, \u0111i\u1ec1u ti\u1ebft s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng; n\u00e2ng cao tr\u00e1ch nhi\u1ec7m gi\u00e1m s\u00e1t v\u00e0 qu\u1ea3n l\u00fd c\u1ee7a c\u01a1 quan. \u00d4ng Qu\u1ea3ng c\u0169ng l\u01b0u \u00fd t\u1edbi v\u1ea5n \u0111\u1ec1 tuy\u00ean truy\u1ec1n, n\u00e2ng cao nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng nh\u01b0: th\u00f4ng tin, ki\u1ebfn th\u1ee9c, kinh nghi\u1ec7m li\u00ean quan; x\u00e2y d\u1ef1ng c\u00e1c c\u00f4ng c\u1ee5 t\u01b0 v\u1ea5n, h\u1ed7 tr\u1ee3 th\u00f4ng tin; ti\u00eau d\u00f9ng th\u00f4ng minh v\u00e0 c\u00f3 tr\u00e1ch nhi\u1ec7m.<\/p>\n

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\u00d4ng Nguy\u1ec5n Vi\u1ec7t H\u1ea3i, Tr\u01b0\u1edfng Ban nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 Agribank <\/em><\/p>\n

tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n

D\u1eabn ra m\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p \u0111\u00e3 tri\u1ec3n khai t\u1ea1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, \u00f4ng Nguy\u1ec5n Vi\u1ec7t H\u1ea3i, Tr\u01b0\u1edfng Ban nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n Vi\u1ec7t Nam (Agribank) cho r\u1eb1ng, b\u00ean c\u1ea1nh ho\u00e0n thi\u1ec7n khung ch\u00ednh s\u00e1ch b\u1ea3o v\u1ec7 NTD DVTC c\u0169ng nh\u01b0 h\u00e0nh lang ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh tr\u1ef1c tuy\u1ebfn, ph\u1ea3i \u0111\u1ed3ng th\u1eddi tri\u1ec3n khai c\u00e1c ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3, khuy\u1ebfn kh\u00edch ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng; t\u0103ng c\u01b0\u1eddng s\u1ef1 ph\u1ed1i h\u1ee3p gi\u1eefa B\u1ed9 Th\u00f4ng tin v\u00e0 Truy\u1ec1n th\u00f4ng, B\u1ed9 C\u00f4ng an, NHNN nh\u1eb1m qu\u1ea3n l\u00fd hi\u1ec7u qu\u1ea3, h\u1ed7 tr\u1ee3 \u0111\u1ea3m b\u1ea3o an to\u00e0n, an ninh m\u1ea1ng\u2026<\/p>\n

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\u00d4ng Fabien Sanchez – Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 Thu h\u1ed3i n\u1ee3, <\/em><\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh Home Credit <\/em>Vi\u1ec7t Nam tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n

L\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng ty \u0111\u1ea7u ti\u00ean tr\u00ean th\u1ecb tr\u01b0\u1eddng gi\u1edbi thi\u1ec7u \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng, \u00f4ng Fabien Sanchez – Gi\u00e1m \u0111\u1ed1c Qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 Thu h\u1ed3i n\u1ee3, C\u00f4ng ty t\u00e0i ch\u00ednh Home Credit Vi\u1ec7t Nam nh\u1ea5n m\u1ea1nh vi\u1ec7c s\u1ed1 h\u00f3a quy tr\u00ecnh ti\u1ebfp nh\u1eadn kh\u00e1ch h\u00e0ng m\u1edbi l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng. T\u1eeb \u0111\u00f3 s\u1ebd h\u1ed7 tr\u1ee3 r\u1ea5t nhi\u1ec1u trong vi\u1ec7c qu\u1ea3n l\u00fd kho\u1ea3n vay, th\u1ebb, thanh to\u00e1n tr\u1ef1c tuy\u1ebfn d\u1ec5 d\u00e0ng. \u0110\u1ea1i di\u1ec7n Home Credit Vi\u1ec7t Nam c\u0169ng \u0111\u1eb7c bi\u1ec7t coi tr\u1ecdng vi\u1ec7c li\u00ean k\u1ebft v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c uy t\u00edn \u0111\u1ec3 cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p giao d\u1ecbch kh\u00f4ng ti\u1ec1n m\u1eb7t theo \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a NHNN.<\/p>\n

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\u00d4ng V\u0169 Minh Tu\u1ea5n – Chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng, T\u1eadp \u0111o\u00e0n FPT <\/em><\/p>\n

tr\u00ecnh b\u00e0y t\u1ea1i H\u1ed9i th\u1ea3o<\/em><\/p>\n

Ti\u1ebfp m\u1ea1ch v\u1ec1 c\u00e2u chuy\u1ec7n c\u00f4ng ngh\u1ec7, chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng c\u1ee7a FPT, \u00f4ng V\u0169 Minh Tu\u1ea5n cho r\u1eb1ng, v\u1edbi t\u1ed5 ch\u1ee9c cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, b\u00ean c\u1ea1nh vi\u1ec7c ch\u1ee7 \u0111\u1ed9ng trong c\u1ea3i thi\u1ec7n, ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m, t\u0103ng c\u01b0\u1eddng minh b\u1ea1ch cung c\u1ea5p th\u00f4ng tin li\u00ean quan t\u1edbi s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh th\u00ec b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u1ea7u t\u01b0 n\u00e2ng c\u1ea5p h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin theo h\u01b0\u1edbng t\u1ef1 \u0111\u1ed9ng h\u00f3a, s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, \u0111\u1ea3m b\u1ea3o an ninh b\u1ea3o m\u1eadt, l\u00e0m n\u1ec1n t\u1ea3ng cho vi\u1ec7c \u0111\u1ed5i m\u1edbi t\u1ed5 ch\u1ee9c v\u00e0 ho\u1ea1t \u0111\u1ed9ng. \u0110\u1ed3ng th\u1eddi, ch\u00fa tr\u1ecdng x\u00e2y d\u1ef1ng v\u00e0 tri\u1ec3n khai quy tr\u00ecnh qu\u1ea3n tr\u1ecb r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t li\u00ean quan t\u1edbi s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u00f3 y\u1ebfu t\u1ed1 c\u00f4ng ngh\u1ec7.<\/p>\n

C\u00e1c gi\u1ea3i ph\u00e1p \u01b0u ti\u00ean\u00a0cho b\u1ea3o v\u1ec7 NTD DVTC<\/strong><\/p>\n

T\u1ea1i H\u1ed9i\u00a0th\u1ea3o, c\u00e1c \u0111\u1ea1i bi\u1ec3u cho r\u1eb1ng m\u1eb7c d\u00f9 Vi\u1ec7t Nam \u0111\u00e3 c\u00f3 nh\u1eefng th\u00e0nh c\u00f4ng nh\u1ea5t \u0111\u1ecbnh nh\u01b0ng c\u00f2n nhi\u1ec1u th\u00e1ch th\u1ee9c nh\u01b0: t\u1ef7 l\u1ec7 ng\u01b0\u1eddi ngh\u00e8o ch\u01b0a \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn c\u00e1c ngu\u1ed3n t\u00edn d\u1ee5ng v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ch\u00ednh th\u1ee9c c\u00f2n cao; b\u1ea5t b\u00ecnh \u0111\u1eb3ng v\u1ec1 gi\u1edbi; ch\u00eanh l\u1ec7ch gi\u00e0u ngh\u00e8o v\u00e0 kh\u00e1c bi\u1ec7t trong ph\u00e1t tri\u1ec3n gi\u1eefa c\u00e1c v\u00f9ng mi\u1ec1n, v\u1ec1 m\u1ee9c \u0111\u1ed9 nh\u1eadn th\u1ee9c v\u00e0 ph\u1ed5 c\u1eadp gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh c\u1ee7a ng\u01b0\u1eddi d\u00e2n, v\u1ec1 v\u0103n h\u00f3a v\u00e0 th\u00f3i quen s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh; khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd cho ho\u1ea1t \u0111\u1ed9ng, gi\u00e1m s\u00e1t v\u00e0 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, v\u1ec1 n\u1ec1n t\u1ea3ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh v\u00e0 \u0111\u1ea3m b\u1ea3o an ninh m\u1ea1ng\u2026<\/p>\n

T\u1eeb\u00a0th\u1ef1c t\u1ebf \u0111\u00f3, c\u00e1c \u0111\u1ea1i bi\u1ec3u c\u0169ng \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p v\u00e0 ch\u00ednh s\u00e1ch nh\u1eb1m n\u00e2ng cao hi\u1ec3u bi\u1ebft v\u00e0 ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh cho c\u1ed9ng \u0111\u1ed3ng, qua \u0111\u00f3 gi\u00fap ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i v\u00e0 s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh hi\u1ec7u qu\u1ea3 h\u01a1n; \u0111\u1ed3ng th\u1eddi, t\u1ea1o d\u1ef1ng m\u00f4i tr\u01b0\u1eddng thu\u1eadn l\u1ee3i h\u1ed7 tr\u1ee3 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a t\u00e0i ch\u00ednh vi m\u00f4, b\u1ea3o hi\u1ec3m vi m\u00f4, g\u00f3p ph\u1ea7n tri\u1ec3n khai c\u00f3 hi\u1ec7u qu\u1ea3 chi\u1ebfn l\u01b0\u1ee3c t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n.<\/p>\n

C\u1ee5 th\u1ec3,\u00a0\u0111\u1ed1i v\u1edbi c\u01a1 quan qu\u1ea3n l\u00fd,\u00a0c\u00e1c \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n s\u1edbm ho\u00e0n thi\u1ec7n khung ph\u00e1p l\u00fd li\u00ean quan \u0111\u1ebfn b\u1ea3o v\u1ec7 NTD DVTC; th\u00e0nh l\u1eadp c\u00e1c c\u01a1 quan chuy\u00ean tr\u00e1ch v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC v\u00e0 thi\u1ebft l\u1eadp c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c c\u01a1 quan n\u00e0y v\u1edbi C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 H\u1ed9i b\u1ea3o v\u1ec7 Ng\u01b0\u1eddi ti\u00eau d\u00f9ng; X\u00e2y d\u1ef1ng ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o, gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh, n\u00e2ng cao n\u0103ng l\u1ef1c v\u00e0 ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh cho NTD DVTC; \u0110\u1ea9y m\u1ea1nh c\u00f4ng t\u00e1c ph\u1ed5 bi\u1ebfn, tuy\u00ean truy\u1ec1n, gi\u00e1o d\u1ee5c ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o v\u1ec7 NTD DVTC; X\u00e2y d\u1ef1ng c\u00e1c ch\u1ec9 ti\u00eau \u0111\u1ecbnh t\u00ednh v\u00e0 \u0111\u1ecbnh l\u01b0\u1ee3ng \u0111\u00e1nh gi\u00e1 v\u1ec1 m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 NTD DVTC t\u1ea1i Vi\u1ec7t Nam \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u01b0a ra c\u00e1c gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 NTCTD ph\u00f9 h\u1ee3p.<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh,\u00a0c\u1ea7n\u00a0quy \u0111\u1ecbnh v\u1ec1 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh trong v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt th\u00f4ng tin, t\u00e0i s\u1ea3n c\u1ee7a NTD DVTC; C\u00f3 c\u01a1 ch\u1ebf ti\u1ebfp nh\u1eadn, qu\u1ea3n l\u00fd, gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i hi\u1ec7u qu\u1ea3; Ph\u00e2n t\u00edch v\u00e0 \u0111\u00e1nh gi\u00e1 nh\u1eefng r\u1ee7i ro hay kh\u00f3 kh\u0103n m\u00e0 NTD DVTC c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i khi s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh; Vi\u1ec7c cung c\u1ea5p th\u00f4ng tin d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ph\u1ea3i r\u00f5 r\u00e0ng, minh b\u1ea1ch d\u01b0\u1edbi s\u1ef1 qu\u1ea3n l\u00fd c\u1ee7a c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc; \u0110\u1ed3ng th\u1eddi c\u0169ng c\u1ea7n ph\u1ea3i ban h\u00e0nh nh\u1eefng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1.<\/p>\n

\"\"<\/a>\u00a0<\/strong><\/p>\n

\"\"<\/a><\/p>\n

TS. Nguy\u1ec5n Th\u1ecb H\u00f2a – Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng<\/em>\u00a0<\/em><\/strong><\/p>\n

k\u1ebft lu\u1eadn v\u00e0 b\u1ebf m\u1ea1c H\u1ed9i th\u1ea3o<\/em><\/p>\n

\u00a0<\/em><\/strong><\/p>\n

Tin b\u00e0i<\/em><\/strong>: Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng; C\u1ed5ng th\u00f4ng tin \u0111i\u1ec7n t\u1eed NHNN <\/em><\/strong><\/p>\n

\u1ea2nh: Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c <\/em><\/strong>N<\/em><\/strong>g\u00e2n h\u00e0ng<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 07\/1\/2021, t\u1ea1i H\u00e0 N\u1ed9i, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng – Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc c\u1ea5p Ng\u00e0nh v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cB\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh: Kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u00e0 th\u1ef1c ti\u1ec5n t\u1ea1i Vi\u1ec7t Nam\u201d. PGS. TS. Nguy\u1ec5n Kim Anh \u2013 …<\/p>\n","protected":false},"author":3,"featured_media":2830,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,72,40],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2828"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=2828"}],"version-history":[{"count":1,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2828\/revisions"}],"predecessor-version":[{"id":2838,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/2828\/revisions\/2838"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/2830"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=2828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=2828"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=2828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}