{"id":3232,"date":"2022-10-31T15:56:40","date_gmt":"2022-10-31T08:56:40","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=3232"},"modified":"2022-11-01T15:59:36","modified_gmt":"2022-11-01T08:59:36","slug":"hoi-thao-pho-bien-ket-qua-nghien-cuu-de-tai-cac-giai-phap-dam-bao-an-toan-tin-dung-doi-voi-cac-du-an-dau-tu-theo-hinh-thuc-doi-tac-cong-tu-tai-cac-ngan-hang-thuong-mai-viet-nam","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/hoi-thao-pho-bien-ket-qua-nghien-cuu-de-tai-cac-giai-phap-dam-bao-an-toan-tin-dung-doi-voi-cac-du-an-dau-tu-theo-hinh-thuc-doi-tac-cong-tu-tai-cac-ngan-hang-thuong-mai-viet-nam\/","title":{"rendered":"H\u1ed9i th\u1ea3o ph\u1ed5 bi\u1ebfn k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u \u0110\u1ec1 t\u00e0i \u201cC\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 theo h\u00ecnh th\u1ee9c \u0111\u1ed1i t\u00e1c c\u00f4ng t\u01b0 t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam\u201d"},"content":{"rendered":"<p style=\"text-align: justify;\"><em>S\u00e1ng <\/em><em>26<\/em><em>\/<\/em><em>10\/2022<\/em><em>, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c <\/em><em>N<\/em><em>g\u00e2n h\u00e0ng<\/em><em> (CLNH) \u0111\u00e3 <\/em><em>t\u1ed5 ch\u1ee9c bu\u1ed5i H\u1ed9i th\u1ea3o gi\u1edbi thi\u1ec7u k\u1ebft qu\u1ea3 <\/em><em>nghi\u00ean c\u1ee9u c\u1ee7a \u0110<\/em><em>\u1ec1 t\u00e0i khoa h\u1ecdc v\u00e0 c\u00f4ng ngh\u1ec7 c\u1ea5p <\/em><em>B<\/em><em>\u1ed9<\/em><em>:<\/em> <em>\u201cC\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 theo h\u00ecnh th\u1ee9c \u0111\u1ed1i t\u00e1c c\u00f4ng t\u01b0 t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam\u201d<\/em><em> (m\u00e3 s\u1ed1 \u0110TNH.002\/19)<\/em><em> do TS. Nguy\u1ec5n Xu\u00e2n B\u1eafc &#8211; Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) l\u00e0m ch\u1ee7 nhi\u1ec7m \u0111\u1ec1 t\u00e0i. <\/em><\/p>\n<p><a href=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/1.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-3233 aligncenter\" src=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/1.jpg\" alt=\"\" width=\"332\" height=\"233\" srcset=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/1.jpg 332w, http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/1-300x211.jpg 300w\" sizes=\"(max-width: 332px) 100vw, 332px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em>To\u00e0n c\u1ea3nh H\u1ed9i th\u1ea3o <\/em><\/p>\n<p style=\"text-align: justify;\">Ph\u00e1t bi\u1ec3u khai m\u1ea1c H\u1ed9i th\u1ea3o, TS. Nguy\u1ec5n Th\u1ecb Hi\u1ec1n &#8211; Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n CLNH cho bi\u1ebft, th\u1eddi gian v\u1eeba qua, c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 PPP ch\u1ee7 y\u1ebfu theo h\u00ecnh th\u1ee9c BOT, BT v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng th\u1ef1c hi\u1ec7n t\u00e0i tr\u1ee3 d\u1ef1 \u00e1n theo h\u00ecnh th\u1ee9c n\u00e0y, trong \u0111\u00f3 chi\u1ebfm 90% l\u00e0 c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng. Tuy nhi\u00ean, theo ph\u1ea3n \u00e1nh c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng, vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng cho d\u1ef1 \u00e1n BOT g\u1eb7p kh\u00e1 nhi\u1ec1u kh\u00f3 kh\u0103n, nguy\u00ean nh\u00e2n ch\u00ednh l\u00e0 do t\u00ednh \u0111\u1eb7c th\u00f9 c\u1ee7a c\u00e1c d\u1ef1 \u00e1n n\u00e0y l\u00e0 ngu\u1ed3n v\u1ed1n l\u1edbn, th\u1eddi gian \u0111\u1ea7u t\u01b0 d\u00e0i trong khi \u0111\u00f3 ngu\u1ed3n v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu l\u00e0 v\u1ed1n ng\u1eafn h\u1ea1n. B\u00ean c\u1ea1nh \u0111\u00f3, m\u1ed9t s\u1ed1 d\u1ef1 \u00e1n ch\u1eadm ph\u00ea duy\u1ec7t, quy\u1ebft to\u00e1n\u2026, c\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 v\u1ea5n \u0111\u1ec1 s\u1ee5t gi\u1ea3m doanh thu so v\u1edbi ph\u01b0\u01a1ng \u00e1n t\u00e0i ch\u00ednh \u0111\u01b0a ra ban \u0111\u1ea7u v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch b\u1ec7nh Covid-19.<\/p>\n<p style=\"text-align: center;\"><a href=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/2.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-3234\" src=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/2.jpg\" alt=\"\" width=\"320\" height=\"229\" srcset=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/2.jpg 320w, http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/2-300x215.jpg 300w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em>TS.Nguy\u1ec5n Th\u1ecb Hi\u1ec1n<\/em><em>, Ph\u00f3 Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng <\/em><\/p>\n<p style=\"text-align: center;\"><em>ph\u00e1t bi\u1ec3u khai m\u1ea1c H\u1ed9i th\u1ea3o.<\/em><\/p>\n<p style=\"text-align: justify;\">Nh\u1eadn di\u1ec7n \u0111\u01b0\u1ee3c nh\u1eefng kh\u00f3 kh\u0103n tr\u00ean, b\u1ea3n th\u00e2n NHNN v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch \u0111\u1ec3 th\u00e1o g\u1ee1 nh\u01b0ng v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c nh\u01b0 k\u1ef3 v\u1ecdng, l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 v\u1eeba ph\u00e1t tri\u1ec3n \u0111\u01b0\u1ee3c c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng, v\u1eeba \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 b\u00e0i to\u00e1n c\u1ea7n gi\u1ea3i quy\u1ebft.<\/p>\n<p><a href=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/3.jpg\"><img loading=\"lazy\" class=\"size-full wp-image-3235 aligncenter\" src=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/3.jpg\" alt=\"\" width=\"335\" height=\"249\" srcset=\"http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/3.jpg 335w, http:\/\/khoahocnganhang.org.vn\/news\/wp-content\/uploads\/2022\/11\/3-300x223.jpg 300w\" sizes=\"(max-width: 335px) 100vw, 335px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><em>TS. Nguy\u1ec5n Xu\u00e2n B\u1eafc &#8211; Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf, NHNN tr\u00ecnh b\u00e0y k\u1ebft qu\u1ea3 c\u1ee7a \u0111\u1ec1 t\u00e0i.<\/em><\/p>\n<p style=\"text-align: justify;\">\u0110\u1ea1i di\u1ec7n nh\u00f3m nghi\u00ean c\u1ee9u, TS. Nguy\u1ec5n Xu\u00e2n B\u1eafc cung c\u1ea5p th\u00f4ng tin, trong giai \u0111o\u1ea1n 2011 &#8211; 2015 l\u00e0 th\u1eddi k\u1ef3 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd c\u1ee7a ph\u01b0\u01a1ng th\u1ee9c \u0111\u1ea7u t\u01b0 PPP \u0111\u1ec3 ph\u00e1t tri\u1ec3n k\u1ebft c\u1ea5u h\u1ea1 t\u1ea7ng giao th\u00f4ng. T\u1eeb n\u0103m 2016 \u0111\u1ebfn nay ng\u00e0nh giao th\u00f4ng v\u1eadn t\u1ea3i ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi th\u00e1ch th\u1ee9c suy gi\u1ea3m ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 ngo\u00e0i ng\u00e2n s\u00e1ch, thu h\u00fat \u0111\u1ea7u t\u01b0 theo ph\u01b0\u01a1ng th\u1ee9c PPP gi\u1ea3m \u0111\u00e1ng k\u1ec3, ch\u1ec9 tri\u1ec3n khai \u0111\u01b0\u1ee3c 04 d\u1ef1 \u00e1n PPP v\u1edbi ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng \u0111\u1ea1t 12.656 t\u1ef7 \u0111\u1ed3ng\/26.829 t\u1ef7 \u0111\u1ed3ng t\u1ed5ng v\u1ed1n \u0111\u1ea7u t\u01b0. \u0110i\u1ec3n h\u00ecnh ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i h\u00ecnh th\u1ee9c \u0111\u1ea7u t\u01b0 5\/8 d\u1ef1 \u00e1n th\u00e0nh ph\u1ea7n tr\u00ean tuy\u1ebfn cao t\u1ed1c B\u1eafc &#8211; Nam ph\u00eda \u0110\u00f4ng t\u1eeb ph\u01b0\u01a1ng th\u1ee9c PPP sang \u0111\u1ea7u t\u01b0 c\u00f4ng do tri\u1ec3n khai theo ph\u01b0\u01a1ng th\u1ee9c PPP kh\u00f4ng th\u00e0nh c\u00f4ng. C\u00f3 th\u1ec3 th\u1ea5y, vi\u1ec7c s\u1ee5t gi\u1ea3m thu h\u00fat \u0111\u1ea7u t\u01b0 n\u00eau tr\u00ean m\u1ed9t ph\u1ea7n xu\u1ea5t ph\u00e1t t\u1eeb t\u00e2m l\u00fd e ng\u1ea1i c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng do nh\u1eefng kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc t\u1ea1i m\u1ed9t s\u1ed1 d\u1ef1 \u00e1n BOT ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft tri\u1ec7t \u0111\u1ec3.<\/p>\n<p style=\"text-align: justify;\">T\u00ednh \u0111\u1ebfn 30\/6\/2022, t\u1ed5ng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng l\u00e0 100.627 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm 0,88% t\u1ed5ng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf, gi\u1ea3m 1,72% so v\u1edbi cu\u1ed1i n\u0103m 2021. Trong giai \u0111o\u1ea1n 2016-2020, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng cam k\u1ebft v\u00e0 d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng c\u00f3 xu h\u01b0\u1edbng gi\u1ea3m d\u1ea7n qua t\u1eebng n\u0103m, trung b\u00ecnh d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng m\u1ed7i n\u0103m t\u0103ng 8,17%. T\u00ednh \u0111\u1ebfn 30\/9\/2021 c\u00f3 22 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i th\u1ef1c hi\u1ec7n c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng (c\u00e1c d\u1ef1 \u00e1n n\u00e0y ch\u1ee7 y\u1ebfu \u0111\u00e3 ho\u00e0n th\u00e0nh, khai th\u00e1c) v\u1edbi t\u1ed5ng h\u1ea1n m\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng l\u00e0 171.675 t\u1ef7 \u0111\u1ed3ng; t\u1ed5ng s\u1ed1 d\u01b0 c\u1ea5p t\u00edn d\u1ee5ng l\u00e0 102.621 t\u1ef7 \u0111\u1ed3ng (chi\u1ebfm 71,37% d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c giao th\u00f4ng), chi\u1ebfm 1,03% t\u1ed5ng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi n\u1ec1n kinh t\u1ebf, gi\u1ea3m 5,61% so v\u1edbi cu\u1ed1i n\u0103m 2020, th\u1ea5p h\u01a1n nhi\u1ec1u t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n<p style=\"text-align: justify;\">Theo TS. Nguy\u1ec5n Xu\u00e2n B\u1eafc, m\u1eb7c d\u00f9 cho \u0111\u1ebfn nay ch\u01b0a c\u00f3 c\u01a1 ch\u1ebf x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m c\u00e1c t\u1ed3n t\u1ea1i, v\u01b0\u1edbng m\u1eafc c\u1ee7a c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng c\u0169 nh\u01b0ng \u0111\u00e3 c\u00f3 s\u1ef1 thay \u0111\u1ed5i c\u0103n b\u1ea3n v\u1ec1 nh\u1eadn th\u1ee9c, quan \u0111i\u1ec3m trong vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n cho \u0111\u1ea7u t\u01b0 c\u00e1c d\u1ef1 \u00e1n c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng theo h\u00ecnh th\u1ee9c PPP. Hi\u1ec7n nay, c\u00f3 m\u1ed9t s\u1ed1 d\u1ef1 \u00e1n \u0111\u01b0\u1eddng b\u1ed9 cao t\u1ed1c th\u1ef1c hi\u1ec7n theo h\u00ecnh th\u1ee9c BOT \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t ch\u1ee7 tr\u01b0\u01a1ng \u0111\u1ea7u t\u01b0 v\u00e0 \u0111ang thu x\u1ebfp ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng v\u1edbi nhu c\u1ea7u kho\u1ea3ng 18.400 t\u1ef7 \u0111\u1ed3ng. Nh\u01b0 v\u1eady, d\u1ef1 ki\u1ebfn ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 k\u00eanh quan tr\u1ecdng chi\u1ebfm ph\u1ea7n l\u1edbn trong ngu\u1ed3n v\u1ed1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1c d\u1ef1 \u00e1n, g\u00f3p ph\u1ea7n b\u1ea3o \u0111\u1ea3m tri\u1ec3n khai th\u00e0nh c\u00f4ng c\u00e1c d\u1ef1 \u00e1n PPP trong th\u1eddi gian t\u1edbi.<\/p>\n<p style=\"text-align: justify;\">V\u00ec v\u1eady, c\u1ea7n c\u00f3 nhi\u1ec1u ch\u00ednh s\u00e1ch v\u00e0 gi\u1ea3i ph\u00e1p nh\u1eb1m \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n PPP. Th\u1ef1c t\u1ebf, NHNN c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u v\u0103n b\u1ea3n ch\u1ec9 \u0111\u1ea1o \u0111\u1ed1i v\u1edbi d\u1ef1 \u00e1n PPP giao th\u00f4ng nh\u01b0 Ch\u1ec9 th\u1ecb s\u1ed1 05\/CT-NHNN ng\u00e0y 15\/7\/2015 v\u1ec1 t\u0103ng c\u01b0\u1eddng ki\u1ec3m so\u00e1t r\u1ee7i ro trong ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng; Ch\u1ec9 th\u1ecb s\u1ed1 01\/CT-NHNN c\u1ee7a NHNN v\u1ec1 t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng an to\u00e0n, hi\u1ec7u qu\u1ea3 n\u0103m 2016, 2017, 2018\u2026 NHNN \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c r\u1ee7i ro; trong \u0111\u00f3 c\u00f3 l\u0129nh v\u1ef1c BOT, BT giao th\u00f4ng. Tr\u00ean c\u01a1 s\u1edf c\u00e1c ch\u1ec9 \u0111\u1ea1o c\u1ee7a NHNN, vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd; t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng \u0111\u1ebfn nay \u0111\u00e3 gi\u1ea3m m\u1ea1nh (n\u0103m 2017 t\u0103ng 13,76%, n\u0103m 2018 t\u0103ng 5,32%, n\u0103m 2019 t\u0103ng 3,19% v\u00e0 n\u0103m 2020 gi\u1ea3m 1,76%).<\/p>\n<p style=\"text-align: justify;\">B\u00ean c\u1ea1nh c\u00e1c gi\u1ea3i ph\u00e1p v\u1ec1 ph\u00eda ng\u00e0nh Ng\u00e2n h\u00e0ng, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng, t\u1eeb n\u0103m 2019 t\u1edbi nay NHNN c\u0169ng \u0111\u00e3 c\u00f3 nhi\u1ec1u v\u0103n b\u1ea3n g\u1eedi B\u1ed9 Giao th\u00f4ng v\u1eadn t\u1ea3i v\u00e0 nhi\u1ec1u v\u0103n b\u1ea3n b\u00e1o c\u00e1o Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7, V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7 v\u1ec1 t\u00ecnh h\u00ecnh c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng, \u0111\u1ec1 xu\u1ea5t, ki\u1ebfn ngh\u1ecb s\u1edbm x\u1eed l\u00fd kh\u00f3 kh\u0103n, v\u01b0\u1edbng m\u1eafc.<\/p>\n<p style=\"text-align: justify;\"><strong><em>Tin b\u00e0i &amp; \u1ea2nh: Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng; Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u00e1ng 26\/10\/2022, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng (CLNH) \u0111\u00e3 t\u1ed5 ch\u1ee9c bu\u1ed5i H\u1ed9i th\u1ea3o gi\u1edbi thi\u1ec7u k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u c\u1ee7a \u0110\u1ec1 t\u00e0i khoa h\u1ecdc v\u00e0 c\u00f4ng ngh\u1ec7 c\u1ea5p B\u1ed9: \u201cC\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ea3m b\u1ea3o an to\u00e0n t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 theo h\u00ecnh th\u1ee9c \u0111\u1ed1i t\u00e1c c\u00f4ng t\u01b0 t\u1ea1i c\u00e1c &#8230;<\/p>\n","protected":false},"author":3,"featured_media":3233,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,40],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3232"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=3232"}],"version-history":[{"count":1,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3232\/revisions"}],"predecessor-version":[{"id":3236,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3232\/revisions\/3236"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/3233"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=3232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=3232"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=3232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}