{"id":3293,"date":"2023-03-02T15:00:29","date_gmt":"2023-03-02T08:00:29","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=3293"},"modified":"2023-03-10T15:02:50","modified_gmt":"2023-03-10T08:02:50","slug":"hoi-thao-khoa-hoc-tin-dung-hop-tac-xa-thuc-trang-va-giai-phap","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/hoi-thao-khoa-hoc-tin-dung-hop-tac-xa-thuc-trang-va-giai-phap\/","title":{"rendered":"H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cT\u00edn d\u1ee5ng h\u1ee3p t\u00e1c x\u00e3: Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p\u201d"},"content":{"rendered":"

Ng\u00e0y 2\/3 t\u1ea1i H\u00e0 N\u1ed9i, NHNN t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cT\u00edn d\u1ee5ng h\u1ee3p t\u00e1c x\u00e3: Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p\u201d. Di\u1ec5n \u0111\u00e0n l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 c\u00e1c nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch, c\u01a1 quan qu\u1ea3n l\u00fd, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u00a0 trao \u0111\u1ed5i, th\u1ea3o lu\u1eadn, t\u00ecm ra c\u00e1c kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd nh\u1eb1m ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p g\u00f3p ph\u1ea7n n\u00e2ng cao hi\u1ec7u qu\u1ea3 cung \u1ee9ng v\u1ed1n v\u00e0 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng cho c\u00e1c h\u1ee3p t\u00e1c x\u00e3 (HTX).<\/em><\/p>\n

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Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Th\u01b0\u1eddng tr\u1ef1c NHNN \u0110\u00e0o Minh T\u00fa ch\u1ee7 tr\u00ec h\u1ed9i th\u1ea3o<\/em><\/p>\n

H\u1ed9i th\u1ea3o do Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Th\u01b0\u1eddng tr\u1ef1c NHNN \u0110\u00e0o Minh T\u00fa ch\u1ee7 tr\u00ec v\u1edbi s\u1ef1 tham d\u1ef1 c\u1ee7a \u0111\u1ea1i di\u1ec7n c\u00e1c V\u1ee5, C\u1ee5c ch\u1ee9c n\u0103ng thu\u1ed9c NHNN, C\u1ee5c Kinh t\u1ebf h\u1ee3p t\u00e1c – B\u1ed9 K\u1ebf ho\u1ea1ch v\u00e0 \u0110\u1ea7u t\u01b0; C\u1ee5c Kinh t\u1ebf h\u1ee3p t\u00e1c v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n – B\u1ed9 N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n; Li\u00ean minh H\u1ee3p t\u00e1c x\u00e3 Vi\u1ec7t Nam,…<\/p>\n

Ph\u00e1t bi\u1ec3u khai m\u1ea1c, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c \u0110\u00e0o Minh T\u00fa \u0111\u00e1nh gi\u00e1, t\u1ea1i Vi\u1ec7t Nam, kinh t\u1ebf t\u1eadp th\u1ec3 m\u00e0 n\u00f2ng c\u1ed1t l\u00e0 HTX \u0111\u00e3 h\u00ecnh th\u00e0nh v\u00e0 ph\u00e1t tri\u1ec3n g\u1ea7n 70 n\u0103m, c\u00f3 \u0111\u00f3ng g\u00f3p quan tr\u1ecdng cho s\u1ef1 nghi\u1ec7p gi\u1ea3i ph\u00f3ng d\u00e2n t\u1ed9c, x\u00e2y d\u1ef1ng v\u00e0 b\u1ea3o v\u1ec7 T\u1ed5 qu\u1ed1c.<\/p>\n

Theo s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea, hi\u1ec7n c\u00f3 17,3 tri\u1ec7u h\u1ed9 \u1edf \u0111\u1ecba b\u00e0n n\u00f4ng th\u00f4n, trong \u0111\u00f3 9 tri\u1ec7u h\u1ed9 n\u00f4ng d\u00e2n c\u00f3 di\u1ec7n t\u00edch canh t\u00e1c b\u00ecnh qu\u00e2n \u1edf m\u1ee9c th\u1ea5p (\u0111\u1ed3ng b\u1eb1ng s\u00f4ng C\u1eedu Long 0,71 ha, \u0111\u1ed3ng b\u1eb1ng s\u00f4ng H\u1ed3ng 0,22 ha, duy\u00ean h\u1ea3i mi\u1ec1n trung 0,01 ha, b\u00ecnh qu\u00e2n 2,5 th\u1eeda ru\u1ed9ng\/h\u1ed9). Do v\u1ed1n v\u00e0 t\u00e0i s\u1ea3n h\u1ea1n ch\u1ebf, c\u00e1c h\u1ed9 n\u00f4ng d\u00e2n, h\u1ed9 c\u00e1 th\u1ec3 c\u1ea7n ph\u1ea3i li\u00ean k\u1ebft, h\u1ee3p t\u00e1c t\u1ed5 ch\u1ee9c s\u1ea3n xu\u1ea5t, kinh doanh theo m\u00f4 h\u00ecnh kinh t\u1ebf t\u1eadp th\u1ec3, HTX \u0111\u1ec3 c\u00f3 hi\u1ec7u qu\u1ea3 b\u1ec1n v\u1eefng.<\/p>\n

“C\u0103n c\u1ee9 \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a \u0110\u1ea3ng, Hi\u1ebfn ph\u00e1p v\u00e0 ph\u00e1p lu\u1eadt c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, th\u1ef1c ti\u1ec5n ph\u00e1t tri\u1ec3n kinh t\u1ebf t\u1eadp th\u1ec3, h\u1ee3p t\u00e1c x\u00e3 \u1edf Vi\u1ec7t Nam v\u00e0 tr\u00ean th\u1ebf gi\u1edbi vi\u1ec7c ph\u00e1t tri\u1ec3n kinh t\u1ebf HTX l\u00e0 t\u1ea5t y\u1ebfu kh\u00e1ch quan, c\u00f3 \u00fd ngh\u0129a chi\u1ebfn l\u01b0\u1ee3c v\u00e0 l\u00e2u d\u00e0i trong n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng \u0111\u1ecbnh h\u01b0\u1edbng x\u00e3 h\u1ed9i ch\u1ee7 ngh\u0129a \u1edf n\u01b0\u1edbc ta”, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

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To\u00e0n c\u1ea3nh <\/em>h\u1ed9i th\u1ea3o<\/em><\/p>\n

Qua 20 n\u0103m (2002-2021) th\u1ef1c hi\u1ec7n Ngh\u1ecb quy\u1ebft Trung \u01b0\u01a1ng 5 kh\u00f3a IX v\u1ec1 ti\u1ebfp t\u1ee5c \u0111\u1ed5i m\u1edbi, ph\u00e1t tri\u1ec3n v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 kinh t\u1ebf t\u1eadp th\u1ec3, HTX c\u00f3 b\u01b0\u1edbc ph\u00e1t tri\u1ec3n c\u1ea3 s\u1ed1 l\u01b0\u1ee3ng v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng, kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng y\u1ebfu k\u00e9m k\u00e9o d\u00e0i; b\u1ed9 ph\u1eadn l\u1edbn HTX cung \u1ee9ng d\u1ecbch v\u1ee5 \u0111\u1ea7u v\u00e0o, \u0111\u1ea7u ra cho th\u00e0nh vi\u00ean, gi\u1ea3m chi ph\u00ed s\u1ea3n xu\u1ea5t v\u00e0 \u1ed5n \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng ti\u00eau th\u1ee5 s\u1ea3n ph\u1ea9m; kinh t\u1ebf t\u1eadp th\u1ec3, HTX \u0111\u00e3 \u0111\u00f3ng g\u00f3p \u0111\u00e1ng k\u1ec3 cho t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, ki\u1ec1m ch\u1ebf l\u1ea1m ph\u00e1t, t\u0103ng kim ng\u1ea1ch xu\u1ea5t kh\u1ea9u, \u0111\u1ed5i m\u1edbi m\u00f4 h\u00ecnh t\u0103ng tr\u01b0\u1edfng g\u1eafn v\u1edbi t\u00e1i c\u01a1 c\u1ea5u n\u1ec1n kinh t\u1ebf, nh\u1ea5t l\u00e0 kinh t\u1ebf n\u00f4ng nghi\u1ec7p, \u0111\u1ea3m b\u1ea3o an ninh l\u01b0\u01a1ng th\u1ef1c, th\u1ef1c ph\u1ea9m, th\u00edch \u1ee9ng bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu, h\u01b0\u1edbng \u0111\u1ebfn ph\u00e1t tri\u1ec3n xanh, kinh t\u1ebf tu\u1ea7n ho\u00e0n.<\/p>\n

Tuy v\u1eady, kinh t\u1ebf t\u1eadp th\u1ec3, HTX \u1edf n\u01b0\u1edbc ta ph\u00e1t tri\u1ec3n ch\u01b0a \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u \u0111\u1eb7t ra, \u0111ang c\u00f3 nh\u1eefng t\u1ed3n t\u1ea1i, b\u1ea5t c\u1eadp, h\u1ea1n ch\u1ebf c\u1ea7n \u0111\u01b0\u1ee3c quan t\u00e2m, gi\u1ea3i quy\u1ebft, nh\u01b0: T\u1ef7 l\u1ec7 l\u1edbn h\u1ed9 c\u00e1 th\u1ec3 \u1edf \u0111\u1ecba b\u00e0n n\u00f4ng th\u00f4n ch\u01b0a tham gia HTX, t\u1ed5 h\u1ee3p t\u00e1c; m\u1ed9t b\u1ed9 ph\u1eadn l\u1edbn HTX c\u00f3 quy m\u00f4 nh\u1ecf, v\u1ed1n \u00edt, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb h\u1ea1n ch\u1ebf, li\u00ean k\u1ebft th\u00e0nh vi\u00ean c\u00f2n th\u1ea5p, ch\u01b0a c\u00f3 uy t\u00edn v\u00e0 th\u01b0\u01a1ng hi\u1ec7u tr\u00ean th\u1ecb tr\u01b0\u1eddng, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb c\u1ee7a HTX c\u00f2n y\u1ebfu; vi\u1ec7c ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c HTX v\u1eabn ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u1ee7 nhu c\u1ea7u s\u1ea3n xu\u1ea5t, kinh doanh\u2026<\/p>\n

“Kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u00e0 th\u1ef1c ti\u1ec5n ho\u1ea1t \u0111\u1ed9ng \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh, \u0111\u1ec3 m\u00f4 h\u00ecnh HTX ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3, ngu\u1ed3n v\u1ed1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c xem l\u00e0 nh\u00e2n t\u1ed1 quan tr\u1ecdng. V\u00ec v\u1eady, c\u1ea7n thi\u1ebft ph\u1ea3i nghi\u00ean c\u1ee9u, r\u00e0 so\u00e1t, \u0111\u00e1nh gi\u00e1 t\u1ed5ng th\u1ec3 v\u1ec1 c\u00e1c c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng hi\u1ec7n h\u00e0nh cho HTX; ph\u00e2n t\u00edch, \u0111\u00e1nh gi\u00e1 th\u1ef1c tr\u1ea1ng ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi lo\u1ea1i h\u00ecnh n\u00e0y, t\u1eeb \u0111\u00f3 t\u00ecm ra c\u00e1c kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd \u0111\u1ec3 ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch v\u00e0 \u0111\u1ec1 xu\u1ea5t c\u00e1c gi\u1ea3i ph\u00e1p g\u00f3p ph\u1ea7n n\u00e2ng cao hi\u1ec7u qu\u1ea3 cung \u1ee9ng v\u1ed1n v\u00e0 ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng cho lo\u1ea1i h\u00ecnh kinh t\u1ebf n\u00e0y\u201d, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c \u0110\u00e0o Minh T\u00fa cho hay.<\/p>\n

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Ph\u00e1t tri\u1ec3n kinh t\u1ebf t\u1eadp th\u1ec3, trong \u0111\u00f3 n\u00f2ng c\u1ed1t l\u00e0 HTX – m\u1ed9t ch\u1ee7 tr\u01b0\u01a1ng l\u1edbn \u0111\u01b0\u1ee3c \u0110\u1ea3ng v\u00e0 Nh\u00e0 n\u01b0\u1edbc quan t\u00e2m, h\u1ed7 tr\u1ee3. Th\u1eddi gian qua, b\u00e1m s\u00e1t ch\u1ee7 tr\u01b0\u01a1ng, Ngh\u1ecb quy\u1ebft c\u1ee7a \u0110\u1ea3ng, ph\u00e1p lu\u1eadt c\u1ee7a Nh\u00e0 n\u01b0\u1edbc v\u1ec1 kinh t\u1ebf t\u1eadp th\u1ec3, NHNN \u0111\u00e3 x\u00e1c \u0111\u1ecbnh khu v\u1ef1c kinh t\u1ebf t\u1eadp th\u1ec3 n\u00f3i chung v\u00e0 HTX n\u00f3i ri\u00eang l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng ng\u00e0nh ng\u00e2n h\u00e0ng \u01b0u ti\u00ean \u0111\u1ea7u t\u01b0 t\u00edn d\u1ee5ng, ch\u1ec9 \u0111\u1ea1o tri\u1ec3n khai nhi\u1ec1u gi\u1ea3i ph\u00e1p khuy\u1ebfn kh\u00edch, h\u1ed7 tr\u1ee3. \u0110\u1ebfn cu\u1ed1i n\u0103m 2022, d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi HTX, li\u00ean hi\u1ec7p h\u1ee3p t\u00e1c x\u00e3 (LHHTX) \u0111\u1ea1t 6.316 t\u1ef7 \u0111\u1ed3ng v\u1edbi g\u1ea7n 1.200 HTX, LHHTX c\u00f2n d\u01b0 n\u1ee3; d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1 nh\u00e2n, h\u1ed9 gia \u0111\u00ecnh, trong \u0111\u00f3 c\u00f3 c\u00e1c c\u00e1 nh\u00e2n th\u00e0nh vi\u00ean HTX, \u0111\u1ebfn cu\u1ed1i th\u00e1ng 12\/2022 \u0111\u1ea1t 5.884.058 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm t\u1ef7 tr\u1ecdng g\u1ea7n 50% t\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng to\u00e0n n\u1ec1n kinh t\u1ebf; trong \u0111\u00f3 d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi c\u00e1 nh\u00e2n, h\u1ed9 gia \u0111\u00ecnh ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh trong khu v\u1ef1c n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n l\u00e0 2.030.0167 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Th\u1eddi gian t\u1edbi, b\u00e1m s\u00e1t ch\u1ee7 tr\u01b0\u01a1ng t\u1ea1i Ngh\u1ecb Quy\u1ebft s\u1ed1 20-NQ\/TW ng\u00e0y 16\/6\/2022 c\u1ee7a Ban Ch\u1ea5p h\u00e0nh Trung \u01b0\u01a1ng v\u1ec1 vi\u1ec7c \u201ct\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n s\u1ea3n xu\u1ea5t kinh doanh c\u00f3 hi\u1ec7u qu\u1ea3\u201c, Ngh\u1ecb quy\u1ebft s\u1ed1 09\/NQ-CP c\u1ee7a Ch\u00ednh ph\u1ee7 ng\u00e0y 02\/2\/2023 v\u1ec1 Ch\u01b0\u01a1ng tr\u00ecnh h\u00e0nh \u0111\u1ed9ng c\u1ee7a Ch\u00ednh ph\u1ee7 th\u1ef1c hi\u1ec7n Ngh\u1ecb quy\u1ebft s\u1ed1 20-NQ\/TW , NHNN s\u1ebd ti\u1ebfp t\u1ee5c ch\u1ec9 \u0111\u1ea1o c\u00e1c TCTD m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi HTX.<\/p>\n

C\u1ee5 th\u1ec3 l\u00e0 c\u00e2n \u0111\u1ed1i v\u1ed1n, t\u1eadp trung t\u00edn d\u1ee5ng cho c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf h\u1ee3p t\u00e1c, HTX ho\u1ea1t \u0111\u1ed9ng trong c\u00e1c l\u0129nh v\u1ef1c s\u1ea3n xu\u1ea5t, kinh doanh, l\u0129nh v\u1ef1c \u01b0u ti\u00ean theo ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Ch\u00ednh ph\u1ee7, c\u00e1c m\u00f4 h\u00ecnh HTX ki\u1ec3u m\u1edbi l\u00e0m \u0103n c\u00f3 hi\u1ec7u qu\u1ea3, HTX tham gia ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 th\u1ebf m\u1ea1nh, s\u1ea3n xu\u1ea5t theo chu\u1ed7i gi\u00e1 tr\u1ecb \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 cao, c\u00f3 gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i cao, HTX \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. Th\u01b0\u1eddng xuy\u00ean nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n \u0111a d\u1ea1ng s\u1ea3n ph\u1ea9m t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng; r\u00e0 so\u00e1t, c\u1ea3i ti\u1ebfn, \u0111\u1ed5i m\u1edbi quy tr\u00ecnh, th\u1ee7 t\u1ee5c, \u0111i\u1ec1u ki\u1ec7n c\u1ea5p t\u00edn d\u1ee5ng ph\u00f9 h\u1ee3p v\u1edbi y\u00eau c\u1ea7u v\u00e0 th\u1ef1c ti\u1ec5n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a HTX \u0111\u1ec3 t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng v\u00e0 t\u0103ng c\u01b0\u1eddng h\u1ed7 tr\u1ee3 v\u1ed1n c\u0169ng nh\u01b0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng cho c\u00e1c lo\u1ea1i h\u00ecnh kinh t\u1ebf t\u1eadp th\u1ec3.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, NHNN s\u1ebd ti\u1ebfp t\u1ee5c r\u00e0 so\u00e1t, nghi\u00ean c\u1ee9u v\u00e0 \u0111\u1ec1 xu\u1ea5t ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng, trong \u0111\u00f3 ch\u00fa tr\u1ecdng ho\u00e0n thi\u1ec7n ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng ph\u1ee5c v\u1ee5 ph\u00e1t tri\u1ec3n n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n nh\u1eb1m t\u0103ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng c\u1ee7a HTX. Ti\u1ebfp t\u1ee5c t\u1ed5 ch\u1ee9c tri\u00ea\u0309n khai c\u00f3 hi\u1ec7u qu\u1ea3 ca\u0301c ch\u01b0\u01a1ng tri\u0300nh ti\u0301n du\u0323ng h\u1ed7 tr\u1ee3 l\u00e3i su\u1ea5t, c\u00e1c Ch\u01b0\u01a1ng tr\u00ecnh MTQG nh\u1eb1m h\u1ed7 tr\u1ee3 \u0111\u1ed1i v\u1edbi HTX \u1ed5n \u0111\u1ecbnh, ph\u1ee5c h\u1ed3i v\u00e0 ph\u00e1t tri\u1ec3n kinh t\u1ebf. Th\u01b0\u1eddng xuy\u00ean n\u1eafm b\u1eaft v\u00e0 k\u1ecbp th\u1eddi tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n trong ho\u1ea1t \u0111\u1ed9ng vay v\u1ed1n c\u1ee7a HTX, trong \u0111\u00f3 ch\u1ec9 \u0111\u1ea1o NHNN chi nh\u00e1nh c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 ch\u1ee7 \u0111\u1ed9ng ph\u1ed1i h\u1ee3p v\u1edbi c\u00e1c S\u1edf, ng\u00e0nh, c\u00e1c t\u1ed5 ch\u1ee9c ch\u00ednh tr\u1ecb – x\u00e3 h\u1ed9i v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb li\u00ean quan n\u1eafm b\u1eaft t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t, kinh doanh c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf h\u1ee3p t\u00e1c tr\u00ean \u0111\u1ecba b\u00e0n \u0111\u1ec3 k\u1ecbp th\u1eddi tham m\u01b0u cho c\u1ea5p \u1ee7y, ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p ho\u1eb7c ki\u1ebfn ngh\u1ecb c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n, h\u1ed7 tr\u1ee3 ph\u00e1t tri\u1ec3n c\u00e1c th\u00e0nh ph\u1ea7n kinh t\u1ebf t\u1eadp th\u1ec3 tr\u00ean \u0111\u1ecba b\u00e0n.<\/p>\n

Tin b\u00e0i & \u1ea2nh: V\u1ee5 Truy\u1ec1n th\u00f4ng NHNN; Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng; Vi\u1ec7n CLNH<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 2\/3 t\u1ea1i H\u00e0 N\u1ed9i, NHNN t\u1ed5 ch\u1ee9c H\u1ed9i th\u1ea3o khoa h\u1ecdc \u201cT\u00edn d\u1ee5ng h\u1ee3p t\u00e1c x\u00e3: Th\u1ef1c tr\u1ea1ng v\u00e0 gi\u1ea3i ph\u00e1p\u201d. Di\u1ec5n \u0111\u00e0n l\u00e0 c\u01a1 h\u1ed9i \u0111\u1ec3 c\u00e1c nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch, c\u01a1 quan qu\u1ea3n l\u00fd, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng\u00a0 trao \u0111\u1ed5i, th\u1ea3o lu\u1eadn, t\u00ecm ra c\u00e1c kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd nh\u1eb1m …<\/p>\n","protected":false},"author":3,"featured_media":3294,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,40],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3293"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=3293"}],"version-history":[{"count":1,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3293\/revisions"}],"predecessor-version":[{"id":3296,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3293\/revisions\/3296"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/3294"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=3293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=3293"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=3293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}