{"id":3361,"date":"2023-05-22T15:04:19","date_gmt":"2023-05-22T08:04:19","guid":{"rendered":"http:\/\/khoahocnganhang.org.vn\/news\/?p=3361"},"modified":"2023-06-07T15:07:31","modified_gmt":"2023-06-07T08:07:31","slug":"tao-dam-khoa-hoc-niem-tin-cua-nguoi-tieu-dung-voi-cac-dich-vu-tai-chinh-so","status":"publish","type":"post","link":"http:\/\/khoahocnganhang.org.vn\/news\/vi\/tao-dam-khoa-hoc-niem-tin-cua-nguoi-tieu-dung-voi-cac-dich-vu-tai-chinh-so\/","title":{"rendered":"T\u1ea1o \u0111\u00e0m khoa h\u1ecdc \u201cNi\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1\u201d"},"content":{"rendered":"

Ng\u00e0y 22\/5<\/em>\/2023 t\u1ea1i H\u00e0 N\u1ed9i<\/em>, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng <\/em>(CLNH) <\/em>– Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN)<\/em> v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb ph\u1ed1i h\u1ee3p <\/em>\u0111\u00e3 t\u1ed5 ch\u1ee9c T\u1ecda \u0111\u00e0m khoa h\u1ecdc v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cNi\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1\u201d.<\/em> Bu\u1ed5i T\u1ecda \u0111\u00e0m c\u00f3 s\u1ef1 tham d\u1ef1 v\u00e0 ch\u1ee7 tr\u00ec c\u1ee7a Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Ph\u1ea1m Ti\u1ebfn D\u0169ng c\u00f9ng \u0111\u1ea1i di\u1ec7n l\u00e3nh \u0111\u1ea1o c\u00e1c \u0111\u01a1n v\u1ecb, v\u1ee5, c\u1ee5c NHNN, c\u00e1c NHTM, c\u00e1c C\u00f4ng ty Trung gian thanh to\u00e1n, c\u00e1c Vi\u1ec7n nghi\u00ean c\u1ee9u thu\u1ed9c c\u00e1c B\u1ed9, Ng\u00e0nh v\u00e0 c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, h\u1ecdc vi\u1ec7n; \u0111\u1ea1i di\u1ec7n m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf t\u1ea1i Vi\u1ec7t Nam.<\/em><\/p>\n

\"\"<\/a><\/p>\n

To\u00e0n c\u1ea3nh T\u1ecda \u0111\u00e0m.<\/em><\/p>\n

Ph\u00e1t bi\u1ec3u khai m\u1ea1c To\u1ea1 \u0111\u00e0m, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ph\u1ea1m Ti\u1ebfn D\u0169ng cho bi\u1ebft, s\u1ef1 ph\u00e1t tri\u1ec3n, qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 v\u00e0 nh\u1eefng ti\u1ebfn b\u1ed9 c\u1ee7a c\u00f4ng ngh\u1ec7 t\u1eeb cu\u1ed9c C\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 4 (CMCN 4.0) \u0111\u00e3 v\u00e0 \u0111ang c\u00f3 nh\u1eefng t\u00e1c \u0111\u1ed9ng kh\u00f4ng nh\u1ecf t\u1edbi l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. C\u00e1c c\u00f4ng ngh\u1ec7 c\u1ee7a CMCN 4.0 cho ph\u00e9p t\u00f9y bi\u1ebfn s\u1ea3n ph\u1ea9m \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, gi\u00fap t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh theo nh\u1eefng c\u00e1ch th\u1ee9c s\u00e2u s\u1eafc, to\u00e0n di\u1ec7n h\u01a1n. C\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i v\u00e0 \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ec1n t\u1ea3ng \u0111\u1ec3 ph\u00e1t tri\u1ec3n t\u00e0i ch\u00ednh s\u1ed1; \u0111\u1ed3ng th\u1eddi, t\u00e0i ch\u00ednh s\u1ed1 \u0111\u00f3ng vai tr\u00f2 h\u1ebft s\u1ee9c quan tr\u1ecdng trong th\u00fac \u0111\u1ea9y kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh t\u1edbi ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p trong x\u00e3 h\u1ed9i.<\/p>\n

\"\"<\/a><\/p>\n

Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ph\u1ea1m Ti\u1ebfn D\u0169ng ph\u00e1t bi\u1ec3u khai m\u1ea1c T\u1ecda \u0111\u00e0m.<\/em><\/p>\n

\u1ede ph\u01b0\u01a1ng di\u1ec7n vi m\u00f4, t\u00e0i ch\u00ednh s\u1ed1 gi\u00fap ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p ti\u1ebfp c\u1eadn c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh v\u1edbi chi ph\u00ed h\u1ee3p l\u00fd, thu\u1eadn ti\u1ec7n v\u00e0 an to\u00e0n h\u01a1n so v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng; gi\u00fap c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u1ebft gi\u1ea3m chi ph\u00ed, t\u00f9y bi\u1ebfn h\u01a1n trong thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5, t\u1eeb \u0111\u00f3, m\u1edf ra ti\u1ec1m n\u0103ng l\u1edbn trong vi\u1ec7c n\u00e2ng cao kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00e0i ch\u00ednh. \u1ede ph\u01b0\u01a1ng di\u1ec7n v\u0129 m\u00f4, t\u00e0i ch\u00ednh s\u1ed1 gi\u00fap n\u00e2ng cao kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u00e0 s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi d\u00e2n, doanh nghi\u1ec7p; qua \u0111\u00f3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 thu nh\u1eadp v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng c\u1ee7a h\u1ecd; g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf.<\/p>\n

B\u00ean c\u1ea1nh nh\u1eefng l\u1ee3i \u00edch kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng \u0111\u00e3 v\u00e0 \u0111ang ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t l\u00e0 li\u00ean quan t\u1edbi quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 m\u1ea5t an to\u00e0n d\u1eef li\u1ec7u. \u0110i\u1ec1u n\u00e0y \u1ea3nh h\u01b0\u1edfng kh\u00f4ng nh\u1ecf \u0111\u1ebfn ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u00e0 ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7.<\/p>\n

T\u1ea1i bu\u1ed5i T\u1ecda \u0111\u00e0m, c\u00e1c \u0111\u1ea1i bi\u1ec3u l\u1eafng nghe c\u00e1c b\u00e0i tham lu\u1eadn v\u1ec1: B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u00e0i ch\u00ednh: kinh nghi\u1ec7m qu\u1ed1c t\u1ebf v\u00e0 khuy\u1ebfn ngh\u1ecb cho Vi\u1ec7t Nam; C\u00e1c y\u1ebfu t\u1ed1 t\u00e1c \u0111\u1ed9ng t\u1edbi ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1; Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e0nh Ng\u00e2n h\u00e0ng – c\u01a1 h\u1ed9i cho c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh; \u1ee8ng d\u1ee5ng c\u00f4ng ngh\u1ec7, gi\u1ea3m chi ph\u00ed ti\u1ebfp c\u1eadn kho\u1ea3n vay cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u00e0i ch\u00ednh.<\/p>\n

\"\"<\/a><\/p>\n

C\u00e1c di\u1ec5n gi\u1ea3 tr\u00ecnh b\u00e0y tham lu\u1eadn t\u1ea1i T\u1ecda \u0111\u00e0m.<\/em><\/p>\n

\"\"<\/a><\/p>\n

\u0110\u1ea1i di\u1ec7n c\u00e1c \u0111\u01a1n v\u1ecb ph\u1ed1i h\u1ee3p tr\u00ecnh b\u00e0y tham lu\u1eadn t\u1ea1i T\u1ecda \u0111\u00e0m.<\/em><\/p>\n

Trao \u0111\u1ed5i t\u1ea1i T\u1ecda \u0111\u00e0m, c\u00e1c \u0111\u1ea1i bi\u1ec3u \u0111\u1ec1 xu\u1ea5t nhi\u1ec1u gi\u1ea3i ph\u00e1p, v\u1ea5n \u0111\u1ec1 c\u1ea7n quan t\u00e2m trong th\u1eddi gian t\u1edbi \u0111\u1ec3 th\u00fac \u0111\u1ea9y ni\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh n\u00f3i chung v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 n\u00f3i ri\u00eang, c\u1ee5 th\u1ec3:<\/p>\n

V\u1ec1 ph\u00eda NHNN, c\u1ea7n ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch, khung kh\u1ed5 ph\u00e1p l\u00ed, c\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn b\u1ea3o m\u1eadt th\u00f4ng tin, d\u1eef li\u1ec7u c\u00e1 nh\u00e2n; quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c cung \u1ee9ng d\u1ecbch v\u1ee5 m\u1edbi, hi\u1ec7n \u0111\u1ea1i c\u1ee7a c\u00e1c TCTD, t\u1ed5 ch\u1ee9c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh, c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f4ng ty vi\u1ec5n th\u00f4ng; quy \u0111\u1ecbnh y\u00eau c\u1ea7u chu\u1ea9n h\u00f3a v\u1ec1 c\u01a1 ch\u1ebf gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i, quy\u1ec1n c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng th\u00f4ng tin t\u00edn d\u1ee5ng.<\/p>\n

Ti\u1ebfp t\u1ee5c n\u00e2ng c\u1ea5p ph\u00e1t tri\u1ec3n h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 ph\u1ee5c v\u1ee5 chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ea3m b\u1ea3o an ninh, an to\u00e0n th\u00f4ng tin. \u1ee8ng d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 ti\u1ec7n \u00edch ph\u1ee5c v\u1ee5 ng\u01b0\u1eddi d\u00e2n \u0111i \u0111\u00f4i v\u1edbi \u0111\u1ea3m b\u1ea3o an ninh, an to\u00e0n ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng. C\u00f9ng v\u1edbi \u0111\u00f3, x\u00e2y d\u1ef1ng c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p gi\u1eefa c\u00e1c c\u01a1 quan tham gia b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh (c\u01a1 ch\u1ebf chia s\u1ebb th\u00f4ng tin, c\u01a1 ch\u1ebf ph\u1ed1i h\u1ee3p b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh\u2026).<\/p>\n

Ti\u1ebfp t\u1ee5c t\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c \u0111\u00e0o t\u1ea1o v\u00e0 tuy\u00ean truy\u1ec1n, gi\u00e1o d\u1ee5c t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi d\u00e2n. C\u00f3 th\u1ec3 ph\u1ed1i h\u1ee3p c\u00e1c n\u1ec1n t\u1ea3ng s\u1ed1 \u0111\u1ec3 tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh gi\u00e1o d\u1ee5c v\u00e0 n\u00e2ng cao n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh. Nghi\u00ean c\u1ee9u, \u0111\u1ed5i m\u1edbi c\u00e1c c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch \u0111\u1ec3 t\u0103ng hi\u1ec7u qu\u1ea3 ch\u00ednh s\u00e1ch (quy \u0111\u1ecbnh d\u1ef1a tr\u00ean k\u1ebft qu\u1ea3, quy \u0111\u1ecbnh th\u1eed nghi\u1ec7m sandbox\u2026)<\/p>\n

V\u1ec1 ph\u00eda c\u00e1c t\u1ed5 ch\u1ee9c cung \u1ee9ng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, c\u1ea7n h\u00ecnh th\u00e0nh b\u1ed9 ph\u1eadn chuy\u00ean tr\u00e1ch trong an ninh t\u00e0i kho\u1ea3n v\u00e0 b\u1ea3o m\u1eadt th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng; X\u00e2y d\u1ef1ng c\u01a1 ch\u1ebf ti\u1ebfp nh\u1eadn, qu\u1ea3n l\u00ed v\u00e0 gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i v\u00e0 quy tr\u00ecnh x\u1eed l\u00ed r\u1ee7i ro trong tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh s\u1ef1 c\u1ed1, h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 nhanh ch\u00f3ng, k\u1ecbp th\u1eddi, hi\u1ec7u qu\u1ea3.<\/p>\n

Ph\u00e2n t\u00edch v\u00e0 \u0111\u00e1nh gi\u00e1 nh\u1eefng r\u1ee7i ro hay kh\u00f3 kh\u0103n m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i khi s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 \u0111\u1ec3 thi\u1ebft l\u1eadp c\u01a1 ch\u1ebf an ninh b\u1ea3o m\u1eadt v\u00e0 ti\u1ebfp nh\u1eadn, x\u1eed l\u00ed khi\u1ebfu n\u1ea1i ph\u00f9 h\u1ee3p h\u01a1n. \u0110\u1ed3ng th\u1eddi, thi\u1ebft k\u1ebf tr\u1ea3i nghi\u1ec7m s\u1ea3n ph\u1ea9m s\u1ed1 thu\u1eadn ti\u1ec7n k\u1ebft h\u1ee3p v\u1edbi ch\u1ed1t ch\u1eb7n an to\u00e0n; Li\u00ean t\u1ee5c truy\u1ec1n th\u00f4ng, n\u00e2ng cao nh\u1eadn th\u1ee9c kh\u00e1ch h\u00e0ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng ph\u00e1t hi\u1ec7n, nh\u1eadn bi\u1ebft c\u00e1c r\u1ee7i ro ti\u1ec1m \u1ea9n. S\u1eed d\u1ee5ng h\u1ec7 th\u1ed1ng ph\u00e2n t\u00edch tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, nh\u1eadn di\u1ec7n giao d\u1ecbch b\u1ea5t th\u01b0\u1eddng khi ph\u00e1t hi\u1ec7n giao d\u1ecbch ti\u1ec1m \u1ea9n r\u1ee7i ro; \u0111\u01b0a ra khuy\u1ebfn c\u00e1o cho kh\u00e1ch h\u00e0ng qua c\u00e1c k\u00eanh kh\u00e1c nh\u01b0 SMS, notification; Ph\u1ed1i h\u1ee3p c\u01a1 quan qu\u1ea3n l\u00ed n\u00e2ng cao nh\u1eadn th\u1ee9c ng\u01b0\u1eddi d\u00e2n trong m\u00f4i tr\u01b0\u1eddng \u0111\u1ed5i m\u1edbi s\u1ed1, \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 t\u1ef1 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n trong m\u00f4i tr\u01b0\u1eddng s\u1ed1.<\/p>\n

V\u1ec1 ph\u00eda ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u00e0i ch\u00ednh, c\u1ea7n ch\u1ee7 \u0111\u1ed9ng h\u01a1n trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u00e0 trang b\u1ecb cho m\u00ecnh ki\u1ebfn th\u1ee9c v\u1ec1 t\u00e0i ch\u00ednh, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c ki\u1ebfn th\u1ee9c v\u1ec1 s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh m\u1ed9t c\u00e1ch ch\u00ednh th\u1ee9c, t\u1ea1o l\u1eadp th\u00f3i quen b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u c\u00e1 nh\u00e2n khi s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00ean m\u00f4i tr\u01b0\u1eddng s\u1ed1.<\/p>\n

Tin b\u00e0i & \u1ea2nh: V\u1ee5 Truy\u1ec1n th\u00f4ng NHNN<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 22\/5\/2023 t\u1ea1i H\u00e0 N\u1ed9i, Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c Ng\u00e2n h\u00e0ng (CLNH) – Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb ph\u1ed1i h\u1ee3p \u0111\u00e3 t\u1ed5 ch\u1ee9c T\u1ecda \u0111\u00e0m khoa h\u1ecdc v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cNi\u1ec1m tin c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1\u201d. Bu\u1ed5i T\u1ecda \u0111\u00e0m c\u00f3 s\u1ef1 tham d\u1ef1 …<\/p>\n","protected":false},"author":3,"featured_media":3362,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[57,40],"tags":[],"_links":{"self":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3361"}],"collection":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/comments?post=3361"}],"version-history":[{"count":1,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3361\/revisions"}],"predecessor-version":[{"id":3366,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/posts\/3361\/revisions\/3366"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media\/3362"}],"wp:attachment":[{"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/media?parent=3361"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/categories?post=3361"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/khoahocnganhang.org.vn\/news\/wp-json\/wp\/v2\/tags?post=3361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}